Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Peter Cooperman

Dani B Good gets back her life

Happy to report that 10 days out from surgery and Dani B Good is doing great. The challenge is going to be keeping her quiet for the next two and a half months while the bone heals around her titanium insert. Stitches come out this afternoon and physical therapy starts on Friday. We are grateful for the wonderful team we have supporting us, not the least of which is our friends at "Healthy Paws," Our girl is well on her way to getting back her life. Peter
5

out of 5

POSTED: | BY: Katelyn

Healthy Paws saved our dog

3 years ago, my boyfriend and I really wanted a dog. Being in our early 20's, money was tight so we called around to several vets in the area to see what they suggest we do prior to getting a dog. One vet in particular explained the benefits of having pet insurance and mentioned HealthyPaws. Two days later, we brought home Nala, a Dogue de Bordeaux and started HealthyPaws the next day. It wasn't long that we realized having this insurance was the best decision we've ever made. Two months later she got pancreatitis. This was just the start of her health roller coaster. 3 years forward, she has over 40 claims, ranging from allergies, to blood transfusions, to pancreatitis, emergency surgery, medications and more. If there is one thing I tell people when they decide to get a puppy, is to get Healthy Paws insurance. We signed up for the $200 deductible with 90% back. Never once have I had an issue with a claim not going through and with their app, it makes my life so much easier. We receive our direct deposit back from the insurance within two weeks and the customer support is always very friendly. If we didn't have Healthy Paws, we wouldn't be able to afford our sweet Nala.
1

out of 5

POSTED: | BY: Carlos Correia

They will never pay your claim

My dog is a healthy 3yo Shiba Inu and recently he got sick with allergies and had one episode of angioedema so severe I had to rush him to the Animal Hospital. After sending the claim, Healthy paws asked for all his medical records since I got him when he was 3 months old. After sending more than 30 pages of documentation they canceled my claim saying there was insufficient background information. I am an MD and deal with insurances all the time. It was an allergy case, never stated in any of the previous vet visits as it is a new condition. They want more than 30 pages worth of vaccination and physical exams?? Now I have bills and all the money I paid to healthy paws was in vain. They are a good pet insurance as long as your pet is healthy. Stay away from them!!
5

out of 5

POSTED: | BY: Michael

Feels like Healthy Paws is our Guardian Angel

Got our 4yr old registered with Healthy Paws when she was 1 1/2yrs old. Wasn’t until this year we needed to use the insurance. She injured her ACL and had to have surgery. Healthy Paws has been there to help not only with cost but so thoughtful checking in on how she is doing. That blew me away and felt they truly cared. And even better, before we did surgery we tried Acupuncture and it was covered. It didn’t correct her condition but it definitely helped her pain and discomfort. Thank you Healthy Paws for taking care of our Bella.
5

out of 5

POSTED: | BY: Brenda

Best day ever

My Siberian husky Lexi just had TPLO surgery and within 2 weeks we have been reimbursed!! Several years ago my pup had holistic treatment once a week for a year and they would send us a reimbursement check so quickly after uploading the bill in the mobile app. The staff is caring and helpful. We are so glad we found you!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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