Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Jennie C

Healthy Paws is unsurpassed for friendly service and prompt reimbursement!

We decided to try Healthy Paws in late 2015, when we adopted a rescue dog who had lost one of her legs in a tragic mauling. She subsequently developed some serious health conditions--inflammatory bowel disease, mast cell tumors, and, most recently, encephalitis. Healthy Paws has responded to all of our claims with friendly service and prompt reimbursement. Because of their superior coverage, we have been able to provide Phoebe with the treatment and monitoring she needs. She is thriving, despite her challenges! Healthy Paws has won our loyalty as serial rescuers.
5

out of 5

POSTED: | BY: MK

Best Ever

When selecting which pet insurance to purchase, I selected Healthy Paws because of its high rating not really ever thinking that I’d need it. Thank goodness I did! One of my cats has had 3 urinary blockages (which can be life threatening to cats) in the past 12 months and finally needed an extensive surgery to prevent future blockages. Submitting my claims were super easy on my phone app. Healthy Paws processed all my claims expeditiously with no issues. Healthy Paws played a crucial role in alleviating the stress of caring for my fur baby. Healthy Paws made it possible for me to concentrate on providing the appropriate medical care and recovery for my cat. Best pet insurance ever!!! -MK
5

out of 5

POSTED: | BY: thom tadlock

Words cant express my appreciation!

My Cockapoo "Finn" has required 2 major surgeries within 1 year. Healthy Paws has been exemplary in their concern for Finn as well as prompt payment of the claims. I have recommended Healthy Paws to my entire neighborhood and friends at the local dog park. In a perfect world all insurance companies would operate at this superior level. Thank you, again!!
5

out of 5

POSTED: | BY: Melissa

Healthy Paws has the fastest claim processing and the best customer service of the multiple pet insurance companies I've used.

I have had pet insurance policies with 3 other companies and can say that Healthy Paws has BY FAR the best customer service and fastest claim processing of all of them. I have had 2 dogs with cancer, one with an eye injury and a fourth who required a splenectomy and have not had to jump through hoops one time to get a claim processed or been hit with a significant premium increase or had my coverage being changed (reduced) due to a carrier change as I have with other companies. They are definitely worthy of their high ratings!
5

out of 5

POSTED: | BY: Jeremy

I wish my human health coverage was as good as Healthy Paws pet insurance!!

I can't tell you how happy I am with your company. I was crushed when I learned that my dog had to have ACL surgery. The people at Healthy Paws are actual real people. They helped every step of the way and checked in on Rocky throughout the process. Even little things like calling back when they said they would, reaching out to my primary vet as well as the surgeon to track down info and records so I didn't have to. Not to mention the coverage! It was exceptional on every level. Thank you so much for taking care of my boy!!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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