Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
Healthy Paws is a wonderful company! I cannot say that about any other insurance companies I have experience with (including human). Lexie, my Dobe has had two surgeries over the past couple of weeks. Healthy Paws is simple to use and payouts are quick. There has been no quibbling over loopholes or legalese. I have been able to concentrate on Lexie’s health, not on how to pay the bills. They are also compassionate, checking with me on how she’s doing. My health insurance had never done this! I find Healthy Paws to be ethical and impressive!
5
out of 5
POSTED:
| BY: Beth Craig
Healthy Paws is the best pet health insurance!
Healthy Paws is a wonderful company! I cannot say that about any other insurance companies I have experience with (including human). Lexie, my Dobe has had two surgeries over the past couple of weeks. Healthy Paws is simple to use and payouts are quick. There has been no quibbling over loopholes or legalese. I have been able to concentrate on Lexie’s health, not on how to pay the bills. They are also compassionate, checking with me on how she’s doing. My health insurance had never done this! I find Healthy Paws to be ethical and impressive!
5
out of 5
POSTED:
| BY: Katharine
More than just pet insurance
I’ve not been a customer for very long and we’ve already had a major injury. Our pit bull puppy tore both cruciate ligaments and needed a very expensive procedure. All of our paperwork was submitted and we were reimbursed within a few days. They’ve even emailed me numerous times asking how she is recovering. This is more than a company, they genuinely care about animals and want to help as much as possible. I can not recommend them enough. Excellent customer service, painless claims, professionalism, and caring employees. Our girl is going to be able to have a better quality of life because of Healthy Paws.
5
out of 5
POSTED:
| BY: Sheryl Sutterfield
Top Notch Pet Insurance Company With a Caring Heart
If you are looking for medical insurance for your pets, Healthy Paws is definitely is first rate in my opinion. I did a lot of research before choosing Healthy Paws a few years ago, and I settled upon this company to insure my two dogs with because of their high ratings, and the benefits that they offered was what I was looking for at the time. I am so thankful that I made the right decision
A few weeks ago out of the blue, while my dog Chanel was sleeping, she woke up choking and started spitting up, and accidently inhaled some of what she was spitting up. It went into her lung and she was having a hard time breathing and her heart was racing. Since it was late at night I had to rush her to our emergency medical clinic who ended up diagnosing her with aspiration pneumonia. She ended up spending the night there, but since this diagnosis is so serious, she had to go to her own vet the next day for further treatment. Never in a million years could I have imagined something like this happening, especially so suddenly. That first 24 hours ran me up a bill in the tune of $2500.
I had never had to use my pet insurance before, so I called up Healthy Paws and the representative was both kind and understanding, and walked me through the process of what to do and how to submit my paperwork for reimbursement. After submittal, representatives kept me informed by email every step of the way of what was transpiring with my claim, always telling me where my claim was at, and what to expect next. In just a little over a week I had a check in the mail and was able to pay off the majority of the money I had to put on my credit card. Then today, I received an email asking how Chanel was and checking on her progress and wishing her the best.
Although this was my first time dealing with a pet insurance claim, I have dealt with many other types of insurance claims in my life, and never have I had such wonderful service through the process. From beginning to end, Healthy Paws has been there for me and came through in a most expedient manner when it came to paying my claim. I am so thankful I chose them when it came to insuring my pups, as I couldn't have asked for a better company with such excellent service and such caring people.
Thank you Healthy Paws!!!
5
out of 5
POSTED:
| BY: nancy
Reliable, compassionate and quick to pay!
My terrier/terror got into something that turned out to be inedible and I really appreciate Healthy Paws' swift attention to our claims, and for helping enable us to provide all the medical attention that was needed. We opted for 90% coverage and there was never a disputed claim-the check arrives within days.
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
