Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Elena Galantucci

Affordable prices, excellent coverage, and BEST customer service

This is by far the best health insurance I have ever encountered for my 4 legged son! I was referred to Healthy Paws by my sister in law. I did compare prices and coverage from other insurance companies, but I ended up right back to Healthy Paws! Their prices were extremely affordable and offered excellent coverage. Every claim I have had to submit (and unfortunately, there have been quite a few), have been processed within a few short days and reimbursement is in my account shortly after that. They are extremely clear on what they don't cover (which is no different than what other insurance companies do not cover). So just to summarize, claims are easy and stress free to submit, they are very affordable, and they're customer service is the best part about them.
5

out of 5

POSTED: | BY: Bergen Rose

Healthy Paws helped us so much when my dog Poppy got the terrible diagnosis of cancer. They were great...

Healthy Paws helped us so much when my dog Poppy got the terrible diagnosis of cancer. They not only honored all payments or reimbursements promptly, but they also made a point to send her a get well card hand signed by all staff members personally. They even kept in touch to find out how Poppy was doing after surgery. I had never expected my dog to get such a devastating diagnosis to begin with, but I can say honestly that Healthy Paws treated us with such a personal kindness, thoughtfulness, and professional courtesy that lessened the stress and pain of this ordeal. I recommend them highly...
5

out of 5

POSTED: | BY: Erika Janin

Amazed by this insurance

I shopped around for a long time to get the best dog insurance when we got our first puppy, an English Setter. Fast forward 4 years later we now also using Healthy Paws for our second puppy a Cockapoo. I have been nothing but amazed and pleased with this insurance! Super easy website, so easy to submit your claims and very fast payment. Not expensive, well worth the monthly payment. I have used the insurance for my English Setter who managed to put his nose where it did not belong, got porcupine quills in his snout and in his mouth! He just recently tore his ACL, his life is running so he really needed it. ( a $3500.00 surgery!!) I thank myself for getting this awesome insurance ! I just found out that if "Sky", my English setter, needs rehab according to the Vet. they will cover that too!! I could not believe it ! I only with my insurance for my 2 horses where this good...
5

out of 5

POSTED: | BY: Paul Hansen

Paid fast and what I expected. Great job

Our dog had a serious fungus infection in her nose and had to have numerous procedures at great expensive. Healthy Paws paid very quickly and exactly what I expected and they have some very nice people. I’ve been recommending them ever since.
5

out of 5

POSTED: | BY: Alina

Best financial decision we've made

We knew as soon as we adopted our dog, Matilda, that we would need to get health insurance for her. The first year we had insurance, we had no incidents, however in the past year and a half, she's managed to tear her ACL on both back legs. Matilda is very much our child and we want to provide nothing but the absolute best care and treatment for her regardless of monetary cost. But, with Healthy Paws insurance covering her in the background, we were able to do so without bankrupting ourselves. We chose the 90% reimbursement option (I think with a $250 deductible?) and honestly it's been the best financial decision we've made. Thank you again HealthyPaws for having Matilda's back (and legs, and everything else she might decide to break).

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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