Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Jonathan Graham

Healthy Paws is the peace of mind we…

Healthy Paws is the peace of mind we need in navigating the ups and downs of our puppy's health. Interacting with HP couldn't be easier and the value is worth it a thousandfold. Our pup was hospitalized over the holidays and the burdens of expense and stress were instantly eased by Healthy Paws. Couldn't recommend more
5

out of 5

POSTED: | BY: Steve Budabin

Recommend

Healthy Paws has been great in reimbursing clamis quickly and completely. Their customer service has been fantastic. I would gladly recommend them to any pet owner.
5

out of 5

POSTED: | BY: Steven Budabin

Responsible Insurnce Company

Healthy Paws has been very prompt in paying claims for our Basset/Pit Bull mix.. She has recently had surgery and Healthy Paws covered the expense. Their premiums are reasonable and their customer service is excellent.
5

out of 5

POSTED: | BY: IL

Better than I ever expected

I didn't have high hopes when getting insurance, but decided to go with Healthy Paws because it seemed the best out of the 3 recommended by our vet and I am glad I did. Submitting claims is easy, response time is quick and they even wrote to check on my pup after an acute illness. Overall, better than any human insurance and I the monthly cost is reasonable.
5

out of 5

POSTED: | BY: Jisoo Hong

Healthy Paws saved my cat's life!

I signed up for Healthy Paws because my cat turned 6, and I figured it was about time for just in case. My friend recommended it to me - and it was one of the best suggestions I received ever! Shortly after, my cat got diagnosed with IBD, and he's been getting treated ever since. This was not cheap, but luckily with Healthy Paws, I could afford all treatments, vet visits, tests, and medications just fine. And the reimbursement is so easy. I submit a photo of the vet bill via their app, and they send me a wire transfer. Recently I had to take him to the ER and they thought he might have cancer... which was the most heart breaking news ever. Healthy Paws reached out to me and asked if my cat was doing okay. It was such a nice personal message and I was so grateful - I mean what kind of insurance company would ever do that! Thank you so much, Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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