Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Chris

Worth every penny -- and more.

I don't normally write reviews, but I will for this because Healthy Paws has helped me take excellent care of my girl. She's had a cancerous tumor that needed to be removed and numerous other procedures and meds for IBD and other random things, and the entire process has been simple, efficient, and straightforward. They respond to emails in record time and process claims within days. It feels great knowing that I can get the best care for my girl.
5

out of 5

POSTED: | BY: Penny

Healthy Paws Pet Insurance is the BEST decision I’ve made as a pet owner!

It is such a relief to know that when your pet gets sick, even to the point of being hospitalized overnight, you don’t have to worry about the unexpected expense when you have Healthy Paws Pet Insurance. I filed a claim on a Friday, received confirmation on Monday that the claim was complete and a check was being issued. Within a week of filing the claim, the check was already in my hands. Our baby girl is doing great thanks to Healthy Paws and the peace of mind it gives us. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Kelly Lazzaroni

Great company and phone app is super user friendly!

I signed up for Healthy Paws Pet insurance as soon as we adopted our dog in 2016. The online website and phone app are super easy to use. This company is great about showing and tracking the process of your claim and reimbursement is quick.
5

out of 5

POSTED: | BY: Jessica

They have saved my dog - and I - more than once!

I am so grateful for this insurance company and the coverage they've provided to us since I adopted my dog in September 2017. Since then, she's been through heartworm treatment, then developed digestive issues that have turned out to be inflammatory bowel disease. Because of our policy, I have never had to worry about getting emergency care or tests/lab work done on my baby. I recommend this to all pets parent's I meet.
1

out of 5

POSTED: | BY: Terese Tewalt

Been given the runaround on my claim

If I could give this company a zero I would . My dog got into a fight and I sent my claim in with detailed notes and charges from the vet in September 2019. I waited 2 months and got no response . I called in November and they said not enough notes I would have to appeal . This time I had the vet tech send it in , now to the appeals board and I haven’t heard from them . Now I have been on hold for 25 minutes waiting to hear back on my appeal . They really don’t want to pay for your claims . I would never recommend this company
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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