Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,240

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Diana

Best Decision I Made

I am so very thankful to have Healthy Paws insurance take great care of my “kids”. It totally eased my financial burden, and is the best decision I made. I researched different insurance companies and found that Healthy Paws was affordable, PLUS, they make it so easy to communicate and file a claim. Mia needed major surgery which stripped my Emergency Fund, but she is well again and I replaced most of the Fund within about 2 weeks. I highly recommend that any pet parent enroll today even though you think you may never need it. Life happens.
1

out of 5

POSTED: | BY: Anthony

Scam company. Raises you rates 50%.

In two years they raised my rates from $58 to $138. Thenlast increase was from $92 to $138 a 50% increase. Once your dog gets older they will raise your rates every year til you cant afford it and cancel. After 9 yrs of paying when my dog needs it most they raise my rates 50%. You will regret getting healthy paws. I know I do. They never pay out all my claims. More and more things are not covered. Save your money unless you like annual raise hikes and policy change notifications emails when your dog starts showing his age. Theres no peace of mind with healthy paws just a constant worry about raise hikes. They can raise rates as high as they want and theres nothing you can do about it.
5

out of 5

POSTED: | BY: Lisa

Outstanding customer service with direct pay

This past week my lab got a foxtail stuck up his nose. The bill to have it removed with anesthesia, cat scan and rhinoscopy was steep. Within hours Healthy Paws had contacted the veterinary hospital and direct pay was established. I was billed my usual 20% and that was it! The customer service team was terrific. In the course of dealing with this I spoke to two different reps who worked hard to put me in touch with the necessary parties. I can't say enough good things about Healthy Paws. I researched all the companies when my dog was a pup and this was absolutely the right choice!
5

out of 5

POSTED: | BY: Danielle

Great insurance

We are so glad we chose Healthy Paws insurance for our pitbull mix puppy. He’s had a lot of health issues and this company has never given us any issues with any of our claims. They have an easy to use app that allows you to submit your claims. All you have to do is take a photo of your receipt, and they send you a check really quickly! Highly recommend this company!!
5

out of 5

POSTED: | BY: GinaC

Healthy Paws in the easiest and stress free provider for your pet!

We adopted Chloe in 2018 after we lost our beloved labrador to cancer and did not have insurance. Chloe had a clean bill of health as a three year old, spunky and sassy girl. In 2019 she developed a limp on the hind leg and ultimately a tumor for which was a mast cell cancer. Chloe had multiple ER visits, surgery and radiation as part of her ordeal. Healthy Paws made it easy to submit her claims and covered all expenses per the commitment they made in our policy.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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