Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Gretchen

If only human health insurance was this good and easy!

We've had Healthy Paws for our dog now for about eight years, and have been very impressed. Submitting claims is very simple, and we received our claim check reimbursement within 10 days of submitting the claim, no questions asked!
5

out of 5

POSTED: | BY: Karen Hearn

Best decision we made

Buying pet insurance was the best decision we made. After his curiosity got the better of him, our 6-month-old puppy had to have emergency abdominal surgery. Healthy Paws honored the policy quickly and efficiently. Submitting a claim is as easy as uploading a photo of the bill and asking the vet to send records.
5

out of 5

POSTED: | BY: Jess

My dog is only 3 years old

My dog is only 3 years old. Thankfully he’s had insurance since he was months old. That’s why it was super easy and convenient to get his almost 4K surgery for MPL subluxation covered. While they don’t cover the exam fee, I feel reassured that the procedures no matter how pricey cane be done with the best doctors. They were also super sweet and contacted me after to see how he was doing. I feel reassured knowing he will be protected for his hopefully long life with me.
5

out of 5

POSTED: | BY: Jessica Astudillo

Reliable and dependable

My dog is only 3 years old. Thankfully he’s had insurance since he was months old. That’s why it was super easy and convenient to get his almost 4K surgery for MPL subluxation covered. While they don’t cover the exam fee, I feel reassured that the procedures no matter how pricey cane be done with the best doctors. They were also super sweet and contacted me after to see how he was doing. I feel reassured knowing he will be protected for his hopefully long life with me.
5

out of 5

POSTED: | BY: Jonathan Graham

Hospitalized pup over Christmas - Healthy Paws took the stress away

Our dog suffered from very dangerous colitis during this past Christmas and it required a 48 hour hospitalization. In addition to the untimely stress, it also was a very costly experience. But because we were covered by Healthy Paws the damage was minimal and we were very quickly reimbursed in a fair way. HP helps us care for our pup in the way we want.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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