Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Tracey

BEST insurance around, best decision I made for my pets and myself

I have had Healthy Paws insurance for both of my pups, ages 5 and 8, and I cannot say enough positive things! I am always able to get the best care for my babies without ever worrying that I can't pay the bill. One of my pups is always healthy and has required minimal medical interventions, but did need two masses removed which certainly could have added up quickly. My 8 year old, however, has had the worst luck and has suffered from cataracts, glacoma, eventual replacement of both eyes with prosthetics, hip dysplasia, luxating patellas, skin rashes, chronic ear infections, one mass removal, lyme disease, and most recently chronic UTIs requiring over 6 months of treatment, multiple veterinarians, and a full abdominal ultrasound. I didn't know all this would happen when I signed up for Healthy Paws, but I'm so grateful I did. I don't want to imagine how my baby would have been if I wasn't able to provide her with the best care possible with the help of Healthy Paws. I have never had to withhold care for her based on my ability to pay, and that is the most amazing part of working with Healthy Paws. I did A LOT of research, and my employer even offers a different (decent) pet insurance, but I decided Healthy Paws was the best option and I absolutely know I made the best decision. With Health Paws there is no annual cap on treatment (had I signed up for any other insurance, we would have certainly capped in 2017 after 3 surgeries and dozens of prescriptions), covers all medications (even her $90/month eye drops she will always be on) and the reimbursement is so quickly direct deposited into my bank account I never need to worry about my finances. Submitting claims literally takes seconds with their app, and I am always bragging to my friends and coworkers about my 90% reimbursement. Several people I know have signed up for Healthy Paws after they've witness our experience. All of that would be enough to rave about this incredible insurance that has truly been a miracle for our family, but it's their customer service that really shows the compassion and love that is behind this company. Every time we're going through something, I have received a personalized email asking about how she is, and wishing us well throughout our care. I am a single person with 2 dogs, and with Healthy Paws by our side I really feel like we have a partner who truly cares about our well being. Caring for a pup with such special needs would feel impossible without this team having our back. I ABSOLUTELY LOVE HEALTHY PAWS, and just writing this review has brought up a lot of emotions because I cannot imagine where we would be without the assistance of such a solid company and the compassionate team of humans that represent them. Choosing Healthy Paws is hands down the best decision I've made for my dogs.
5

out of 5

POSTED: | BY: Bob Severe

Getting Healthy Paws pet insurance for our Lab, Gibbs was one of the best decisions we ever made.

This was our fist time getting insurance for a pet. We did a lot of research, and decided Healthy Paws was the best choice. Our experience with them has exceeded our expectations! In the past three years, Gibbs has had two expensive surgeries due to problems with leg joints. Each time, the claims process has been incredibly easy. All we had to do is upload the invoice from our vet, and Healthy Paws took care of the rest! Their representatives even contacted us after each surgery to see how Gibbs was doing. And best of all, the whole process was incredibly fast from start to finish!
5

out of 5

POSTED: | BY: Rachel

Saved my dog's life!

I could not be happier with Healthy Paws. My two dogs are covered, and our claims are always reimbursed within just a few days. It's very easy to submit invoices for reimbursement via the mobile app. The customer service is amazing, and I can tell that the staff are very caring. One of my dogs has cancer, and without Healthy Paws, he simply wouldn't still be here. We are so grateful.
5

out of 5

POSTED: | BY: Yne

Best decision I ever made.

The best decision I ever made! My dog has been through surgery twice and Healthy Paws has been our savior. I cannot recomend them enough.
5

out of 5

POSTED: | BY: Maurice Atchan

Great Job and quick responds.

Great Job

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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