5
out of 5
POSTED: | BY: Carleen
Excellent service -quick reimbursement
no hassle quick reimbursement
Fantastic company
4.9
out of 5
Number of reviews 11,240
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
Official Pet Insurance of PetSmart
24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app
Fast claims: Most claims are processed within 2 days
Coverage options with no payout limits & 90% reimbursement
5
out of 5
POSTED: | BY: Amanda
Healthy Paws Simply Is The Best!
We have had Healthy Paws insurance for over 5 years now. We have had two cats and one dog (a Golden Retriever) insured. I cannot say enough wonderful things about this insurance company. We have had several MAJOR claims for our animals, and Healthy Paws has covered all of them with no questions asked.
One of our cats was diagnosed with heart failure. She had numerous trips to the ER, long stays in specialty hospitals, and was on several very expensive medications. Her claims totaled over $10k, and Healthy Paws covered all of it (up to 80% per our policy). Having this insurance, and having the peace of mind to give her the care she needed, was amazing. Our dog, a Golden Retriever, tore both of his ACLs within the course of a year. Each surgery cost over $5k, and again, Healthy Paws covered both surgeries with no problem (80%, per our policy). There is no question that this insurance is WORTH IT. We don't have to worry if our pets have major issues; we know we will be able to provide them the care they need because of Healthy Paws.
I also cannot say enough good things about their customer service. They are so responsive, so professional, and so caring. The claims process is very easy. You simply send a snap shot of your invoice, and within days, Healthy Paws deposits the money directly into your bank account. They send multiple emails updating you on the status of any claims, and they even send emails at the end asking how your pet is recovering. We have never had a problem with them approving claims.
They are amazing.
If you're debating about pet insurance, or wondering if it's cost-effective or "worth it" , I cannot attest that it is. It is worth it.
2
out of 5
POSTED: | BY: Ryan Schwartz
Cold and Uncaring
Nearly doubled my rates in the middle of the pandemic and economic crisis. Their customer service is cold and uncaring. They dont care about you or your pets; they just want your money.
5
out of 5
POSTED: | BY: joyce
quick claim processing
great to work with this company. no issues filing or having my claim processed quickly.. they even followed up with me to ask how my pup was doing! Very pleased with this company.
5
out of 5
POSTED: | BY: Bren
Best Pet Insurance on the market
Going through a health emergency was a lot easier having Healthy Paws Insurance. Easy claim process, fast pay, and reasonable monthly rates. I could not ask for more.
Monthly Cost
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.