Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Pamela

Insurance You Can Rely On

Finley, our English Mastiff woke us up with whimpering and heavy panting. When we tried to reassure him by petting his head, he immediately winced and jumped up, started whining and we knew there was something wrong. We called our vet and they recommended we head to Emergency. The ER examined him and decided he would need X rays for his neck, an ultrasound for his stomachache and vomiting, fluids because he was dehydrated and an overnight stay for 1-2 day . We had no idea how expensive this was going to be, but we did know this was not going to be cheap! Fortunately, we picked Healthy Paws Pet Insurance. As per our policy, they covered 90% of all his medical costs and we received full payment within 10 days. We have total piece of mind knowing Finley is protected and we will never have to worry about being able to afford the best care!! Thank you very much HEALTHY PETS INSURANCE!!!
5

out of 5

POSTED: | BY: Kayla Bitto

A must have!

We purchased this health insurance for our GSD when she was 5 months old and I think besides buying our dog this was the other best decision we’ve made. Our dog has had so many health problems and this insurance gives us the peace of mind to say “do whatever you need to do!” without worrying we might need to sell a car to pay for her care. If you are as big of animal lover as you think you are, its important that you never have to question whether or not to provide them the care they need. Having this insurance will help you make easy decisions in terms of care for your animal. We have had this for 4 years.
5

out of 5

POSTED: | BY: Laura

Love this pet insurance! Fast, easy & nice

We had this insurance for four years, and has been a pleasure to have it!! I’ll chose Healthy Paws without doubt for sure. Also the app is super easy and very intuitive, to do a claim takes a minute. Love it!! Very satisfied with Health Paws :-)
5

out of 5

POSTED: | BY: gerry

Best Pet Insurance

Healthy Paws essentially saved my puppy's life. Without Healthy Paws I would never have been able to pay for the cardiac surgery he needed. They are a compassionate, kind and caring company who follows up their refunds with real concern about how your dog is doing. I will keep this company forever.
5

out of 5

POSTED: | BY: Verlee

The best pet insurance

Healthy Paws has provided insurance coverage for my dogs since 2010 and they have been exceptionally supportive. My Cavalier was diagnosed with heart and lung disease when she was 10. With expert veterinary oversight she lived until she was 14. Healthy Paws covered a healthy part of the expenses from tests and medications that enabled her to live well for those additional four years. New dog, Papillon/dachsund mix, can't get into enough trouble, resulting in several trips to the emergecy animal hospital. A few weeks ago she swallowed some coins (from where???) and needed an endoscopy to remove them. The surgery would have been unthinkable without Healthy Paws. I am impressed with how generous their reimbursements are. Submitting claims is easy through their app. They communicate frequently to let you know where your claim in in the process. Turnaround time has been quick, even with the CoV19 slow down. Five thumbs up (if that's posible).

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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