Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Theresa

Happy being a part of the Healthy Paws family!

Being a pet parent can bring so much joy into your life, but in the blink of an eye , you can be faced with a medical emergency and the tough and expensive choices you must make to save your pet. Having been in this position, with thousands in veterinary medical debt in the past, we have chosen to insure our dogs. We have had four pets insured by another pet insurance company but this time, I did more research and had more choices. We are so happy we chose Healthy Paws. In the past month, our puppy was faced with two medical emergencies. We submitted our claims, had an immediate response, and processed claims in days, not weeks. Again, we couldn't be happier with our choice to insure our precious Teegan with Healthy Paws.
5

out of 5

POSTED: | BY: Jaimee

BEST INVESTMENT

If anyone knows a thing about Dalmatians, they know they have issues with bladder stones. Well, my 2 year old Dalmatian had to be taken to the ER, his primary vet, and a specialist all within two weeks. I have the highest coverage for my pup and instead for paying $1000+ out of pocket, I received reimbursement of 90% of his costs. The claim process is super easy and quick! After I submitted all his claims, a customer service representative reachEd out and asked how he was currently doing. I had Nationwide health insurance before Healthy Paws and they were trash. EVERYTHING was a predisposed conditioned. Healthy Paws is very reasonable. I recommend them to all pet owners!
5

out of 5

POSTED: | BY: Theresa McIntosh

We couldn't be happier being part of the Healthy Paws family!

Being a pet parent can bring so much joy into your life, but in the blink of an eye , you can be faced with a medical emergency and the tough and expensive choices you must make to save your pet. Having been in this position, with thousands in veterinary medical debt in the past, we have chosen to insure our dogs. We have had four pets insured by another pet insurance company but this time, I did more research and had more choices. We are so happy we chose Healthy Paws. In the past month, our puppy was faced with two medical emergencies. We submitted our claims, had an immediate response, and processed claims in days, not weeks. Again, we couldn't be happier with our choice to insure our precious Teegan with Healthy Paws.
5

out of 5

POSTED: | BY: Brenda

Excellent Insurance To Have!

I have had Healthy Paws Pet insurance for almost 1 year now and I am happier than ever and reassured when it comes to the health coverage of my dog. Can't recall if there are different policies but, I pay about $58 / month for any illnesses or accidents my pup may have. My 14 month old pup began vomiting and within 24 hours he was vomiting blood. I took him to emergency where he got the care he needed. As expected, I paid a HEFTY medical bill. The one thing that I can say TRULY gave me peace of mind, was having coverage through Healthy Paws for emergency cases like what my pup experienced. Submitting a claim with them is super easy, through their user friendly website. They send you a confirmation and an email that the claim is being under review. If there are documents that are missing or further information they need, they follow up through email, and again, the submittal process is very easy. Within a matter of 7-10 days (or even less) there is a resolution to your claim. Since the medical bill was far enough beyond my deductible, Healthy Paws deducted that from my reimbursement, which of course is expected. Personally, my deductible is $250 and well worth the expense. Healthy Paws reimbursed me a great amount into my bank account within 1-2 days of the claim resolution. I was extremely happy with my experience with them and feel at ease should anything happen to my beloved pup! Quite honestly, I recommend Healthy Paws in a heartbeat to any pet owner!
5

out of 5

POSTED: | BY: Brenda Flores

Excellent Experience w/ Healthy Paws

I have had Healthy Paws Pet insurance for almost 1 year now and I am happier than ever and reassured when it comes to the health coverage of my dog. Can't recall if there are different policies but, I pay about $58 / month for any illnesses or accidents my pup may have. My 14 month old pup began vomiting and within 24 hours he was vomiting blood. I took him to emergency where he got the care he needed. As expected, I paid a HEFTY medical bill. The one thing that I can say TRULY gave me peace of mind, was having coverage through Healthy Paws for emergency cases like what my pup experienced. Submitting a claim with them is super easy, through their user friendly website. They send you a confirmation and an email that the claim is being under review. If there are documents that are missing or further information they need, they follow up through email, and again, the submittal process is very easy. Within a matter of 7-10 days (or even less) there is a resolution to your claim. Since the medical bill was far enough beyond my deductible, Healthy Paws deducted that from my reimbursement, which of course is expected. Personally, my deductible is $250 and well worth the expense. Healthy Paws reimbursed me a great amount into my bank account within 1-2 days of the claim resolution. I was extremely happy with my experience with them and feel at ease should anything happen to my beloved pup! Quite honestly, I recommend Healthy Paws in a heartbeat to any pet owner!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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