Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Christina Long

Healthy Paws Rocks!!

Healthy Paws has been a life saver for my fur baby Brutus. They have been there for us through two emergency surgeries and our journey to figure out Brutus’s allergies. He will get allergy shots once a week for the rest of his life. I will have Healthy Paws on any future fur babies I have just for the piece of mind it gives me. Thank you Healthy Paws, you guys Rock!!
5

out of 5

POSTED: | BY: Christina Long

These guys are Awesome

I Love these guys.... They have been there with us through two emergency surgeries that saved my boys life and through the long process of figuring out his allergies. Healthy Paws made it possible for me to take him to a specialist who figured out his allergies and he is now a happy healthy boy with no more crazy allergy problems.
5

out of 5

POSTED: | BY: paula a

Thank goodness for Healthy Paws

I want to say again what I've already told the kind people Healthy Paws. A HUGE thank you! Thank you for caring, thank you for being my provider for my beloved Teddy Bear. My little guy started with what we thought was just a simple muscle pull, that's what we thought. I have top notch Veterinarians as my primary providers. And treatment was started to provide comfort for all apparent reasons as a muscle pull from most likely playing fetch (Teddy is a fierce fetcher) I submitter my first claims quicky and easily using my cell phone and the Healthy Paws App. They processed quickly and applied the qualifying services to Teddys deductible. Unfortunately, little dogs cant tell us where they hurt. It very easy to miss a deeper issue. After 10 days or so if treatment he was not improving, but developed high fever. We were then referred by my very to a critical care veterinary clinic out of state. Teddy was hospitalized and had numerous life saving tests and care. A rollercoaster of emotions due to his gains and setbacks. Every few days I had to sign a new treatment plan an authorize more money approval. Very costly intervention,but the decision was made easier to sign off on the invoice estimates because I didn't have to choose between Teddy Bears life vs paying the mounting vet costs .All because I knew I had Healthy Paws,and that although I would still have a bill to pay. It was a comfort to know that Teddy Bear would have the best possible opportunity to get well. Thankfully, he is on the road to recovery . Best to all PC and Teddy BearaN
5

out of 5

POSTED: | BY: Mark Parauda

Healthy Paws let us focus on our sick dog without worrying about the cost of her care.

Our dog Seaver managed to ingest a toxin on a hike off-leash, she was vomiting and shaking, it was terrifying. We needed to get her medical attention immediately. We were quoted a price of $1800-$2600 from the hospital. Even with insurance, we weren't sure if most would be covered or if we'd have to wait a long time for reimbursement. I called our insurance company, Healthy Paws, on that Sunday and they assured me all would be fine. Seaver spent overnight at the hospital. It was a very nerve-wracking night but lucky for us she pulled through. Left with a $2600 bill on my credit card I submitted my claim online, to Healthy Paws. It was simple and within 2 days my claim was processed and I received a check in the mail 5 days later for the full amt. less $151.00 for the exam and my deductible. We could not be more grateful to the Healthy Paws team for their coverage and quick response to our dog's medical bills. If you are on the fence about getting insurance I highly recommend it and getting it through Healthy Paws. Vets are seeing more pets coming in each day after consuming marijuana or worse. This single event would have been detrimental to us financially. Having the peace of mind that we were able to get Seaver the best care during this very scary event was an absolute Godsend!
5

out of 5

POSTED: | BY: Heather Parauda

Healthy Paws Insurance allowed us to focus on getting our dog the care she needed and not how we would be able to pay for it.

Our dog Seaver managed to ingest a toxin on a hike off-leash, she was vomiting and shaking, it was terrifying. We needed to get her medical attention immediately. We were quoted a price of $1800-$2600 from the hospital. Even with insurance, we weren't sure if most would be covered or if we'd have to wait a long time for reimbursement. I called our insurance company, Healthy Paws, on that Sunday and they assured me all would be fine. Seaver spent overnight at the hospital. It was a very nerve-wracking night but lucky for us she pulled through. Left with a $2600 bill on my credit card I submitted my claim online, to Healthy Paws. It was simple and within 2 days my claim was processed and I received a check in the mail 5 days later for the full amt. less $151.00 for the exam and my deductible. We could not be more grateful to the Healthy Paws team for their coverage and quick response to our dog's medical bills. If you are on the fence about getting insurance I highly recommend it and getting it through Healthy Paws. Vets are seeing more pets coming in each day after consuming marijuana or worse. This single event would have been detrimental to us financially. Having the peace of mind that we were able to get Seaver the best care during this very scary event was an absolute Godsend!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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