Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Graham

Wonderful Company

One of the best decisions we've ever made. Knowing that Healthy Paws Pet Insurance has our back in uncertain times has allowed our dog to have the best treatment possible when issues arise. You don't see too many companies sending a follow-up personalized email asking about your dog's specific condition and making sure he or she is ok. Great company.
5

out of 5

POSTED: | BY: Brittany

An absolute no brained for pet parents

I have had healthy paws for about a year now. Over the past year I had used it couple times here and there to cover minor costs involving various vet visits for my cat. But then my sweet kitty had a more major accident and broke his foot. It became a very expensive injury costing me around $2000 after adding up all the follow up visits, cast changes, x-rays, and other tests along the way. After each visit I’d submit our vet invoice to healthy paws and within a week I’d have the majority reimbursed by healthy paws. overall I only paid a few hundred dollars out of that $2000 and healthy paws covered the rest! It was SO comforting not having to base my decisions regarding my cats medical treatment on how much money it would cost. I was able to agree to whatever was BEST for my cat because I knew healthy paws would have my back financially. My cat truly would not be on the same road to recovery that he is now if I didn’t have them for pet insurance. I will get healthy paws for every single pet I have for the rest of my life and recommend it to every pet parent out there. Peace of mind knowing you can always get your fur baby the medical care they need and deserve! Thank you healthy paws!
5

out of 5

POSTED: | BY: Brittany Ladd

Healthy paws gave me peace of mind financially to get my cat the best medical treatment without any hesitation

I have had healthy paws for about a year now. Over the past year I had used it couple times here and there to cover minor costs involving various vet visits for my cat. But then my sweet kitty had a more major accident and broke his foot. It became a very expensive injury costing me around $2000 after adding up all the follow up visits, cast changes, x-rays, and other tests along the way. After each visit I’d submit our vet invoice to healthy paws and within a week I’d have the majority reimbursed by healthy paws. overall I only paid a few hundred dollars out of that $2000 and healthy paws covered the rest! It was SO comforting not having to base my decisions regarding my cats medical treatment on how much money it would cost. I was able to agree to whatever was BEST for my cat because I knew healthy paws would have my back financially. My cat truly would not be on the same road to recovery that he is now if I didn’t have them for pet insurance. I will get healthy paws for every single pet I have for the rest of my life and recommend it to every pet parent out there. Peace of mind knowing you can always get your fur baby the medical care they need and deserve! Thank you healthy paws!
5

out of 5

POSTED: | BY: Tonya

Excellent , service and response

Highly recommend healthy paws , great customer service
5

out of 5

POSTED: | BY: Sarah

EASY and FRIENDLY

Healthy Paws makes it so easy to submit a claim- I upload a photo of the vet invoice directly through the app, they review it and direct deposit my reimbursement within days. I was uncertain about getting pet insurance but I am SO GLAD I did as my dog needed ACL surgery and cyst removal surgery. I think it's important to first of all review coverage. Pet insurance does not cover routine check-up and vaccines, They are for unexpected problems. It's also important to realize it doesn't work like human insurance. You pay your vet and then get reimbursed. Once you understand that, you will love healthy paws. The price per month is fair and the coverage, ease, and customer service is great. I have gotten friendly emails after my dog's procedures to check in on him. I highly recommend. I am a customer for life.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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