Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
2

out of 5

POSTED: | BY: Caitlyn

Abusive Rate Hikes

I have just been notified that my rate will increase by 36% compared to last year (113% increase since we started with Healthy Paws). This is an abusive rate hike as, due to pre-existing conditions, I am unlikely to find similar coverage from a different insurer. After my rate hike last year, Healthy Paws stated they would provide documentation showing an increase in more frequent and more expensive claims. I spent months following up on this promise to which Healthy Paws kept apologizing for the delay in providing documentation, but in the end, no documentation was ever provided. This year there is an even steeper rate increase. They are citing the same reasons as last year, but again not providing any documentation. My experience with filing claims with Healthy Paws has always been a positive one, but the transparency of these rate hikes is extremely disappointing, especially as others in my community aren’t seeing the same rate hikes with their insurance companies. If I’m able to find another insurance company that will cover pre-existing conditions, I will certainly be looking to switch.
5

out of 5

POSTED: | BY: Christen Cuomo

Great insurance! They really care!

We have had healthy paws for our puppy, now almost 2 and I will never use another company. They are transparent and helpful! They process claims fast and really care! Our pup just had knee surgery and as it wasn’t a pre existing condition they covered 90%! They take all the worry out of being a pet owner when it comes to unexpected medical costs. We love them and will never use another!
5

out of 5

POSTED: | BY: Christen

Best insurance company - easy to work with & and they care!

We have had healthy paws for our puppy, now almost 2 and I will never use another company. They are transparent and helpful! They process claims fast and really care! Our pup just had knee surgery and as it wasn’t a pre existing condition they covered 90%! They take all the worry out of being a pet owner when it comes to unexpected medical costs. We love them!
5

out of 5

POSTED: | BY: Lenore Reed

Great Pet Insurance

I have had this pet insurance for several years on my dogs and have always had a good experience with claims I submitted. Easy to submit a claim through the app on my phone. Quick response and reimbursement on claims. Very happy with Healthy Paws Pet Insurance.
5

out of 5

POSTED: | BY: Lenore Reed

Great Pet Insurance

I have had this pet insurance for several years on my dogs and have always had a good experience with claims I submitted. Easy to submit a claim through the app on my phone. Quick response and reimbursement on claims. Very happy with Healthy Paws Pet Insurance.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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