Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
Healthy Paws Pet Insurance was incredibly helpful after our cat needed major bladder surgery. The process was very straightforward, and our claim was processed extremely quickly. There were no hidden "catches," and everything was remarkably straightforward.
Healthy Paws has been amazing. The claims process could not be easier (two minutes to upload an itemized receipt is all it takes) and I received my reimbursements within two days! Customer service also reached out to see how my dog was doing post appointments. I would say to get healthy paws if you are choosing between insurance carriers!
Healthy Paws level of customer service gets an A++. My girl tore her ACL and needed $$$ surgery. Not only did they keep the lines of communication open throughout the process, they also followed up by checking on how she was feeling. They made it the entire claim submission and reimbursement easy on us, especially during these stressful COVID times. We had our reimbursement in our hands within 1 week after surgery.
I highly recommend this pet insurance, it's peace of mind!
5
out of 5
POSTED:
| BY: Deborah Nisbet
I chose this insurance based upon…other's reviews
I chose this insurance based upon reviews provided by existing policy holders. Unfortunately our Havanese tore her ACL but thank god we had Healthy Paws. Their level of customers service, lines of communication throughout the process and quick reimbursement had me amazed. Our check was in our hand within 1 week of her surgery. It's peace of mind for you and your pet. I highly recommend Healthy Paws!
We ❤ Healthy Paws and our Paws & Claws Protectors!
I should let you know, I am a 3 1/2 year old She-Puppy who is called BeePop a LuLu, BeeBop, Baby and many other terms of endearment.
In my house, (and, YES! It is MY house!) there is also a He-puppy.
We are sighthounds.
By nature, if we catch sight of an insect, we chase it; and naturally. . . want to devour it. Mmmm. . . Yummy (I think, maybe. Hmm, don't know really, just like catching things.)
One beautiful sunshiny summer day, I did just that! I ate a bee right AFTER it stung me. (Yeah, I know. Bees are good for the ecological system. I get that. Really, I do!)
Unbeknownst to me and my people, I am allergic to bees. Immediately after the bee stung me, I cried out, vomited and had diarrhea simultaneously, and collapsed to the kitchen floor. We made it to the Pet Emergency in under 15 minutes, with one calm and one ballistic humans carrying me into the Pet ER, my head lolling to the side with my eyes rolled back, and shallowly breathing. I was diagnosed with anaphylactic shock due to bee sting. Thankfully, I recovered.
Recently, my He-puppy (He is MY puppy!) broke his leg, which has been a devastating and traumatic experience for our entire household. He-puppy had to go to the Pet Emergency, too, and also had to have surgery on his leg. Really scary stuff!
During both incidents, my humans paid the bills and later submitted the insurance claims on-line to Healthy Paws.
The on-line claims process is streamlined, quick, and efficient; and, the entire claims process from beginning to end was completed within a few weeks.
As a result of this efficiency, my people were able to focus on our recovery, rather than the additional anxiety of completing tons of forms and repeat follow-up conversations with customer service representatives.
Truly, a blessing.
In addition, our Paws & Claws Protectors had genuine concern for both of our health & recovery and communicated with my people especially about us. Yep! They know me by name, too. Pretty Pawsome!
This made our people very happy.
Some people on the planet do not understand fur babies are absorbed into their human family's pack as members.
It is not a "them" and "us," rather it is a "WE" and "OUR FAMILY." The Healthy Paws and the Paws & Claws Protectors get it! They understand we are essential members in our family -- OUR PACK! Both He-puppy and I recommend Healthy Paws to other fur babies and their people.
Our people said to tell you, "The Healthy Paws' high quality service & customer care are worth the investment!"
Truly fantastic!
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
