Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,404

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Maria

Amazing experience

We have used Healthy Paws for about a year and have been blown away by their excellent service. Their app makes is very easy to submit claims (it literally just takes seconds) and, most importantly, they pay out the claims. We only had our little kitten for three months before he sadly developed a terminal illness. We paid about $60 in premiums during that time, and Healthy Paws ended up reimbursing $6000 of hospital bills, no questions asked. They also sent a heartfelt condolence card. Cannot recommend them highly enough.
5

out of 5

POSTED: | BY: Roberta

Awesome

Thank you for always being there for Abbi
5

out of 5

POSTED: | BY: Linda

Saved us thousands of dollars having pet insurance.

You always talk to a representative in the USA when you call. We received our reimbursement within a week after they received all the info they needed.
5

out of 5

POSTED: | BY: Nichole Evans

Excellent Coverage!

Used my Healthy Paws insurance for the first time last week. My little girl Vida got herself into something and was throwing up blood. We took her to emergency and she had to stay over night. Thankfully, it was nothing serious and she has made a full recovery! I filed my claim with Healthy Paws Insurance when we got home from the hospital. It was approved within hours and a check was on it's way! So easy to use and the coverage is great! I highly recommend them!
5

out of 5

POSTED: | BY: John Smith

Buy Healthy Paws Insurance

I recently posted this review on Yelp and wanted to share it here: It is highly recommended you get some type of pet insurance for your dog or cat. Yes, it is a monthly expense that is not cheap. Think of it as giving you peace of mind and hopefully you never have to use it. My 4.5 year old dog was recently diagnosed with lymphoma and hearing this from our vet was gut-wrenching. We immediately took him to the oncologist who said it is treatable and then told us chemotherapy will cost over $10,000. We told the vet to do whatever it takes to get him healthy. Having Healthy Paws Insurance gave us one less thing to worry about; i.e. the cost of the medical care for my dog. My dog is getting treated weekly and the bill is from $500 - $800 per week depending upon the treatment that week. Healthy Paws has never declined a claim. In fact, they even send me emails checking up and seeing how my dog is doing. Here is the process with Healthy Paws I go through to file my claims: 1) Each Thursday, my dog gets his chemotherapy treatment. Our vet then emails us the invoice and medical notes. I then file a claim on the Healthy Paws web site and upload the receipts which literally takes LESS THAN ONE MINUTE - it is a VERY easy and efficient process. 2) I immediately receive an acknowledgement email that it will be processed within (48) hours. 3) By Friday or Monday, I receive an email that the claim has been processed. 4) By Monday or Tuesday, the money is wired into my checking account. I promise you I am not exaggerating. This is how quickly they process the claim and pay you back. My advice to you - I hope you never need it but if you are going to get pet insurance, BUY HEALTHY PAWS. It is one of the few pet insurances that has no lifetime maximum and you can see from my description above it will allow you to get your dog or cat the best medical care possible.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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