Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Karen

Stella

My daughter used Healthy paws for her dog, so after reading all the reviews on all the pet insurance companies available, I too chose Healthy Paws. It is easy to upload claims from the app on your phone. The claims are handled quickly and efficiently. They also email you back to check on your pet. That was an added bonus and so nice. I highly recommend this company.
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1

out of 5

POSTED: | BY: Neal

Scam!

We were loyal customers for 5 years with a few small claims. The cost went up 38% this year. There is no option to cancel your policy online. We are sad to leave on this note, but no longer trust this company.
5

out of 5

POSTED: | BY: Heather A

Caring, competent staff and super easy process from start to finish.

The caring customer service staff at Healthypaws provided rays of caring sunshine during the nightmare of our dog being run over by one of our employees. When I called in to ask a question or check the status of my claim, I had a competent and empathetic ear on the other end of the line. I was truly surprised at how much of our claim was reimbursed. I used to think pet insurance was a frivolous investment I would never use. Boy was I proved wrong when our golden Sandy was the picture of health with zero preexisting conditions at age 6 when we added a new puppy to our family. We decided to get insurance for the puppy and then said why not do the same for Sandy? Six months later Sandy was run over and required major hip surgery. I now recommend pet insurance to anyone with pets as life changes in an instant, emergency medical care is costly and getting reimbursed is sometimes the only good thing that comes out of tragic situations with your furry loved ones.
5

out of 5

POSTED: | BY: Becky

This is a company that cares about it's customers!

Healthy Paws is an amazing company with incredible customer service! Submitting a claim is as easy as uploading a picture of your vet bill with your phone. Reimbursement checks are received within a couple weeks and they send you an email asking how your pet is doing! This is a business that cares about it's customers. It is such a comfort knowing that my fur babies will always have access to the best available medical care. It's worth every penny!
5

out of 5

POSTED: | BY: JHL

Great company

Very efficient and quick processing of claims.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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