Figo's cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. 

Learn more about FIGO's plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

8.2 Out of 10
60 Days 1 Year Lifetime
Rating 9.3 8.7 8.2
Count 69 141 297

Figo Pet Insurance

10
Out of 10
Recommended
Posted: 07/11/2019
By:
Ryan

Easy claim process, quick payment, & wouldn’t recommend another company to cover your pets expenses.

Injury/illness
Claim Amount
Breed

Mixed Breed

Age of Pet
Over 8 years
9
Out of 10
Recommended
Posted: 07/10/2019
By:
Marise Caruso

Not happy with spiking cost increases, otherwise I've been happy overall.

Injury/illness
Claim Amount
Breed

Border Collie

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 07/06/2019
By:
Kt Maciaszek

FIGO could not have made it any easier to open my claim, upload the necessary documents, and settle my claim.

The first pet insurance I’ve had and the one I will recommend to all.

Injury/illness
Claim Amount
Breed

Affenpinscher

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 07/03/2019
By:
Sylvia Matthews

I am so impressed with the positive responses in all of my interactions with FIGO. Each person with whom I communicated was sincere, ftiendly, and knowledgeable.

Injury/illness
Claim Amount
Breed

Cockapoo

Age of Pet
1 - 8
Monthly Cost

$9 - $135, depending on your chosen plan.

Coverage

You choose a reimbursement level of 70%, 80%, 90% or 100% after your deductible.   

The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $10,000, $14,000 or unlimited depending on your chosen plan.

Deductible

$50, $100, $200 or $500 annually.

Age Limits

Pet must be at least 8 weeks old to enroll. 

Pet must be at least 8 weeks old to enroll.   

No upper age limits apply.

Waiting Period

Coverage begins 5 days after policy for accidents. For illness claims, a policy waiting period of 14 days applies, while a waiting period of 6 months applies for conditions involving cruciates and patellas. 6-month waiting period for knees can be waived with a healthy knee exam within first 30 days of policy effective date.

Exclusions

Pre-existing conditions are not covered.  

Curable pre-existing conditions are covered if symptom free for 12 months.

Hereditary chronic and congenital conditions, holistic therapy, behavioral therapy, lost pet, pet mortality and hip dysplasia are all covered. 

Figo is committed to helping pets and their families enjoy their lives together. 

Figo's cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. Any claims are reimbursed directly into your account using ACH.

With three flexible pet insurance plans to choose from, owners can customize their reimbursement percentage and annual deductible, and Figo provides up to 100% coverage with unlimited annual medical benefits.