Figo's cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. 

Learn more about FIGO's plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

8.4 Out of 10
60 Days 1 Year Lifetime
Rating 9.4 8.9 8.4
Count 32 171 336

Figo Pet Insurance

10
Out of 10
Recommended
Posted: 08/21/2019
By:
Thomas Forte

I highly recommend FIGO Pet Insurance. My Great Dane was breathing heavy, looked lethargic and he was hot to the touch. We took him to a nearby animal hospital and had a 108 degree temperature, they took a blood test and discovered he had a very low...

Injury/illness
Claim Amount
Breed

Great Dane

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 08/20/2019
By:
Alison Weir

Love Figo! Best decision I ever made. I have 2 diabetic cats. I never would have been able to get them the best possible care without pet insurance. Insulin is so expensive, but I’m able to manage with this insurance. Filing a claim is super easy.

Injury/illness
Claim Amount
Breed

Mixed Breed

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 08/19/2019
By:
Michael King

So far claims have been easy, and settled quickly. One small glitch with a claim previously, but was resolved quickly. The app claim submission is great.

Injury/illness
Claim Amount
Breed

Labrador Retriever

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 08/19/2019
By:
Katie

Quick and easy payment helps alleviate the financial burdens of pet care and help make difficult situations a bit easier to navigate

Injury/illness
Claim Amount
Breed

Mixed Breed

Age of Pet
Over 8 years
Monthly Cost

$9 - $135, depending on your chosen plan.

Coverage

You choose a reimbursement level of 70%, 80%, 90% or 100% after your deductible.   

The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $10,000, $14,000 or unlimited depending on your chosen plan.

Deductible

$50, $100, $200 or $500 annually.

Age Limits

Pet must be at least 8 weeks old to enroll. 

Pet must be at least 8 weeks old to enroll.   

No upper age limits apply.

Waiting Period

Coverage begins 5 days after policy for accidents. For illness claims, a policy waiting period of 14 days applies, while a waiting period of 6 months applies for conditions involving cruciates and patellas. 6-month waiting period for knees can be waived with a healthy knee exam within first 30 days of policy effective date.

Exclusions

Pre-existing conditions are not covered.  

Curable pre-existing conditions are covered if symptom free for 12 months.

Hereditary chronic and congenital conditions, holistic therapy, behavioral therapy, lost pet, pet mortality and hip dysplasia are all covered. 

Figo is committed to helping pets and their families enjoy their lives together. 

Figo's cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. Any claims are reimbursed directly into your account using ACH.

With three flexible pet insurance plans to choose from, owners can customize their reimbursement percentage and annual deductible, and Figo provides up to 100% coverage with unlimited annual medical benefits.