Figo's cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. 

Average customer rating

7.8 Out of 10
60 Days 1 Year Lifetime
Rating 6.0 7.0 7.8
Count 4 87 185

Figo Pet Insurance

10
Out of 10
Recommended
Posted: 11/06/2018
By:
Lauren

I cannot day enough great things about Figo. I have never had a policy that paid out as much as them. Having Figo was truly an added bonus after learning that my dog had a mast cell tumor in his nostril, requiring surgery. Figo is always super responsive...

Injury/illness

Cancer

Claim Amount
Over $1000
Breed

Staffordshire Terrier

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 11/06/2018
By:
Bianca

I researched several pet insurances before finding Figo. It had the best coverage without breaking my budget. Submitting claims is super easy and the return is super quick. So far I've had no issues and I'm glad I chose this insurance.

Injury/illness
Injury
Claim Amount
$100 - $500
Breed

Schnauzer

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 11/04/2018
By:
Teresa

Fast paybacks. Excellent customer service.

Injury/illness
Claim Amount
$100 - $500
Breed

Mixed Breed

Age of Pet
Over 8 years
Monthly Cost

$9 - $135, depending on your chosen plan.

Coverage

You choose a reimbursement level of 70%, 80%, 90% or 100% after your deductible.   

The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $10,000, $14,000 or unlimited depending on your chosen plan.

Deductible

$50, $100, $200 or $500 annually.

Age Limits

Pet must be at least 8 weeks old to enroll. 

Pet must be at least 8 weeks old to enroll.   

No upper age limits apply.

Waiting Period

Coverage begins 5 days after policy for accidents. For illness claims, a policy waiting period of 14 days applies, while a waiting period of 6 months applies for conditions involving cruciates and patellas. 6-month waiting period for knees can be waived with a healthy knee exam within first 30 days of policy effective date.

Exclusions

Pre-existing conditions are not covered.  

Curable pre-existing conditions are covered if symptom free for 12 months.

Hereditary chronic and congenital conditions, holistic therapy, behavioral therapy, lost pet, pet mortality and hip dysplasia are all covered. 

Figo is committed to helping pets and their families enjoy their lives together. 

Figo's cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. Any claims are reimbursed directly into your account using ACH.

With three flexible pet insurance plans to choose from, owners can customize their reimbursement percentage and annual deductible, and Figo provides up to 100% coverage with unlimited annual medical benefits.