Fetch Canada | Pet Insurance Review

4.9

out of 5

Number of reviews 1,450

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Ucm Ntu

⭐⭐⭐⭐⭐

⭐⭐⭐⭐⭐ Josh provided excellent service—clear, helpful, and professional. He made the policy review easy and informative. Thank you, Josh!
5

out of 5

POSTED: | BY: Patricia Nicholson-Giglio

Second Dog Added

We’ve had pet insurance with Fetch for a couple of years now. We have just gotten a new puppy and Justin was great to go over options with for the new policy.
5

out of 5

POSTED: | BY: Greg

Great experience

Amanda was amazing to deal with. She helped me choose the best plan for my fur baby and was a delight to talk to!
5

out of 5

POSTED: | BY: Ma Cristina Lovina

Josh was great

Josh was great! He was very polite. He was able to provide the answers that I needed. Kudos to you Josh!
4

out of 5

POSTED: | BY: Sonja Guderjan

Smooth Claims Process, but Watch the Deductible

Submitting our claim for our dog’s porcupine‑quill incident was very easy, and Fetch kept us updated with frequent notifications. The refund arrived in a reasonable timeframe, which was great! One thing to note: our dog needed follow‑up visits, and because the timing crossed our annual renewal date, we had to pay the $300 deductible TWICE for what was essentially the same incident. This was our only claim in the six years of our dog's life, so it was an unexpected surprise. Overall, the process was smooth, but I’d encourage new customers to double‑check whether their policy uses an "annual" or "per‑incident" deductible so there are no surprises.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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