Fetch Canada | Pet Insurance Review


out of 5

Number of reviews 149

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 2.0
  • 1.9
  • 4.9
  • Count
  • 4
  • 21
  • 149

Updated: January 30, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all

out of 5

POSTED: | BY: F. Heywood

If you ever make a claim, expect to pay much much more.

We've been a client for two years. We made our first claim this past year for a transient gastro issue that was cleared up by some antibiotics, and while the payout took some time, we were satisfied. However! When our policy came up for renewal this year, the premium was jacked up by $181 - a 54% increase. We feel that we've been suckered by a bait-and-switch. We're incredibly unhappy and don't feel inclined to trust them anymore. Edit: In response to Fetch Pet's comments: You keep pasting in the same response to all of your clients here who are being hit with huge increases. A 7-year-old healthy indoor cat is not a risky bet, and your customer service rep on the phone's response was essentially "*shrug* that's how insurance works". This despite the fact that your website explicitly states that rates do not go up after a claim. We are still weighing whether to keep Pippin with you, as I have no reason to believe that you are not going to jack the price up again next year, but you can be sure we no longer trust you enough to enrol our new kitten.

out of 5

POSTED: | BY: Gillian

The rep Alanna Collicutt was very…

The rep Alanna Collicutt was very pleasant and informative

out of 5

POSTED: | BY: Jill Downton

Amanda Mello was extremely helpful…

Amanda Mello was extremely helpful helping me with my claim

out of 5

POSTED: | BY: Rebecca Campbell

$$$ - Fetch can change policy yearly.

When we signed up, our fee was 35/month, 500$ deductible with 80% covered. Our dog had two claims, acl tears on back legs. After the first claim, they increased slightly (monthly amout), and after the 2nd claim, they increased deductible by 500$ to 1000$, decreased coverage by 30% to 50% from 80% and decreased fee by 20$ a month. After a closer review of the policy, it states that Fetch can chance the policy EVERYTIME it renews, so yearly. We can't even go to another insurance company now because of her preexisting conditions.

out of 5

POSTED: | BY: Krista Langdon

Affordable Pet Insurance

We switched to Furkin due to affordability of premiums for our cats. Furkin offers a multiple pet discount when you call them to add pets to the insurance. It took 3 weeks to process but the claim was paid out 80% minus the deductable. If you need affordable pet insurance Fetch Pet is it!

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats


You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.


$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.


Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch by The Dodo brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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