Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 13,887

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 5.0
  • 3.1
  • 4.9
  • Count
  • 1
  • 16
  • 13,887

Updated: April 16, 2024

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gabriela Castillo

We received excellent customer service…

We received excellent customer service and were reimbursed for the surgery done to Ripple.
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1

out of 5

POSTED: | BY: Lolo

you get to choose your plan coverage

Decided to sign up for Embrace because you get to choose your plan when i signed up i was quoted $29 a month then 2 months later when my dog had to get a check up due to skin disorder possibly from allergies so I filed a claim with Embrace. 10 days to the review i get an email saying oops sorry we had your dog as half breed and not a full breed German Shephard so your plan is now $59 a month. I was vivid but what can you do I informed her how unprofessional that was and when I signed up I checked German Shephard so for them to say they mad a mistake. I have a feeling now I will be stuck with them because if I go elsewhere the other pet insurance does not honor pre-existing conditions. Will not recommend
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5

out of 5

POSTED: | BY: Lisa Blake

Customer service is very helpful

Customer service is very helpful. It is very easy to upload claims and receipts. Web page is easy to use and understand. Happy so far.
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5

out of 5

POSTED: | BY: Tarre Beach

Quick, Wonderful Service

I filed my claim and got my reimbursement within a week. It went directly into my bank account. It was fantastic. Quick, wonderful service.
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5

out of 5

POSTED: | BY: Wendy

No hassle claim submission and…

No hassle claim submission and reimbursement. Highly recommend this insurance company
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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