4
out of 5
POSTED: | BY: Cindy Huff
Great customer service!
Answered my questions and resolved my issue
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,749
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
5
out of 5
POSTED: | BY: Jennifer
Happy with my experience overall.
The claim filing process is easy. The claims are often processed quickly, with the money deposited directly into my bank account.
My most recent experience was canceling my coverage due to the passing of my Great Dane. The two people I talked with were both friendly and efficient. My annual policy payment was refunded from the date of my dog's death, even though I did not call immediately. The funds arrived in my bank account very quickly.
1
out of 5
POSTED: | BY: AvidDiva Nyerforlife
Embrace experience too early to tell
I opted to try Embrace due to being a USAA member and previous company continued to have escalating premiums when both are young and healthy. Embrace so far is good but the sluggishness of the website is frustrating and generates numerous duplicate invoices and can imagine the frustration when reviewing for payment. This is my second invoice since having the plan will see the claim payout as the first one 0 ;-(
1
out of 5
POSTED: | BY: Jonathan Molina
Embrace never wants to pay out a claim…
Embrace never wants to pay out a claim they look for every reason to make your life difficult. Time is money and it’s a waste of time to pay $100 a month.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.