5
out of 5
POSTED: | BY: Benetta Battle
It's so easy to file a claim
It's so easy to file a claim. The response is quick.
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4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Roxann Votaw
Embrace for all of Zoe's Needs
Embrace has taken care of Zoe's medical needs for many years. Once I submit an expense they review and reimbursed based on the policy I have in place for her. It is the easiest way to submit and then just wait for reimbursement. Zoe is 11 years old now and I have had Embrace for as long as I have had Zoe. That speaks volume for Embrace and I am very picky. Thank You Embrace!
5
out of 5
POSTED: | BY: Victoria Lynn Berdnik-Atkinson
Thank you
Thank you! We love Embrace!
5
out of 5
POSTED: | BY: Pauline D
They have been absolutely wonderful…
They have been absolutely wonderful since my rescue Ella started having respiratory issues.(2 years ago) Claims were always processed promptly for treatments, meds etc. Highly recommend!
5
out of 5
POSTED: | BY: Caroline Sawyer
Website is great
Website is great. Very upbeat and simple.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.