Embrace | Pet Insurance Review

I already knew that I would have to pay for vet visits out-of-pocket but thought the wellness plan and insurance would be good since it was like a discount program (you pay about $100 less than the benefits) for what you have to do anyways. I have made all the claims for the year since we just bought a new dog, but received all my reimbursements within a week of submitting the claims. I haven't submitted any injury or illness claims but I am so far satisfied with the service so far.

Embrace is a terrific company. No hassles. Good communication. Paid promptly.

Thankfully, I've never had to submit an injury or illness claim, so I can't speak for that, but Embrace is very quick about processing wellness claims!

Our Beagle suddenly showed signs of having trouble walking and was yelping with pain. It was quickly discovered he needed an spinal tap, an MRI and possibly surgery. It was never a question in our minds if we would move forward with these tests to help him, but hearing the dollar amounts add up was scary. Though we put our faith in knowing that when we enrolled him in Embrace Pet Insurance they would be their to help us! When it was all said and down we learned our precious animal had meningitis and a ruptured disc. Though thanks to Embrace, today he is healthy full of energy again and we are not sitting here with extreme credit card bills! It was amazing at how quickly and responsive Embrace was in helping us through this time!

This is not the first pet that I have insured through embrace. My last dog was also a labrador retirever. My last dog ultimately lost hois 18 month battle with lymphoma. During that time I never had any problems with embrace. They covered everything thaat i had expected them to and they processed my claims very efficiently. The only negative comment that I have is a minor one. When I filed my last claim a few weeks ago my options were to snail mail the claim form and receipt or fax it. I faxed it. The claim went through just fine. There werent any issues. But, I always get a little uncomfortable sending a fax. I wonder if it actually got there. I wonder if it got to the correct person. They used to receive claims via email. I am not sure why they do not do so now. But that s a very minor concern. I highly reccommend Embrace Insurance