Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ashley

Excellent communication and service!

Unfortunately, we've had several trips to the vet with our new Boston Terrier. Embrace has done an excellent job of keeping us updated on claim statuses and providing us with thorough explanations of their decisions. I've called their office with questions before and staff members are not only professional but very friendly. I would recommend Embrace to any pet owner!!
4

out of 5

POSTED: | BY: Arlene

New puppy wellness check

I have not had pet insurance for many years. Boy has it changed. I was pleasantly surprised. Embrace does things very quickly. I signed up and right away was reimbursed for her first visit. I was able to pick my coverage. The people are very friendly and right on top of things. I would and have told my friends about this.
5

out of 5

POSTED: | BY: Carol

Great coverage and follow-up

My family and I rescued our dog 2 years ago. He came from a Southern high kill shelter and was thin and unhealthy. My family committed to giving our new addition a safe and healthy forever home where he could thrive a be happy. This would not have been possible without the help and support of Embrace. Embrace has been supportive and thorough from the beginning. Claims are read immediately and reimbursement is fair and fast.
4

out of 5

POSTED: | BY: Gabby

Company has been getting better over the years

My dog has had Embrace insurance for going on 3 years and the company is easy to deal with and I have seen an improvement in communication as well as policies since we first used this pet insurance. I have never had any other pet insurance company, but I am happy overall with this insurance company.
5

out of 5

POSTED: | BY: John

best pet insurance that you can purchase

Jack our doberman recently had to have surgery to remove a tumor on his back. It was tested for cancer and it came back showing that it was benign. Claim was submitted to embrace who in a short time paid a big part of the bill.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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