Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nancy Dinsmore

Lightning fast service

Excellent pet insurance. They are extremely fast with processing claims and we receive our checks in a timely manner. I am so thankful to have chosen Embrace Pet Insurance. We will pick them again for our next pet.
5

out of 5

POSTED: | BY: AK

Superb customer service

I have had Embrace insurance for over a year now and must say they are great! The reps are always prompt to respond and very helpful. Will recommend.
4

out of 5

POSTED: | BY: CB

Easy and quick

Embrace is so quick on claim approvals. So helpful every time I call, no automated machines to deal with, just real people who love animals and want to help you.
5

out of 5

POSTED: | BY: Tricia

Very easy process, why can't all insurance be this

We have two pets. One has three health issues going on. Embrace has been helpful, quick in responding, and coverage is good. I highly recommend pet insurance WITH Embrace.
5

out of 5

POSTED: | BY: Terilynn

Peace of mind

We have only been with the Embrace family for a few months. They have already reimbursed us for the spay and micro chipping of our Maddy (chihuahua mix) and an emergency surgery two weeks ago! The staff was so helpful and sincere through out this whole situation. We are members for life !!!!!!!!
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review