Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,923

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Arlene

Embrace's Fair Evaluation

Thanks to Embrace and your underwriters, your thorough review of my young dog's history allows coverage that might have been denied in the future. Your fair evaluation gives me confidence that Embrace will provide excellent service for all of my future claims.
5

out of 5

POSTED: | BY: Cindy

Embrace Pet Insurance is the best

I do not know of any other pet insurance who pays for anal glandto be expressed. Your great and fast with claims reinbursment it's always done in timely manor with in a week.Your staff are great people to work with. Thankyou you are all great !!!
5

out of 5

POSTED: | BY: Gerardo

Flawless

Well organized, well informed, well done. Great comunication and prompt answers for all my needs. Clear, concise and straight forward...
4

out of 5

POSTED: | BY: Bill

Excellent support from Embrace

When our Pomeranian, Sugar, had to have surgery in both her rear knees we were concerned about the cost and how prompt and easy the claim with Embrace would go. We need not have worried about Embrace response time. We received their check before we received the credit card bill with the surgery expense on it.
5

out of 5

POSTED: | BY: Samantha

Orthopedic Claims

OMG !!! I don't know what we would have done without Embrace. We seem to be having a run on Orthopedic issues. First Mikey gets a broken leg when playing at day care. Poor baby. Now Roary our 3 year old Mastiff injured then tore his acurciate ligament and finally needed, physical therapy, then finally TPLO surgery. Embrace and their wonderfully friendly and supportive were with us all the way. We are talking claims here well over $ 8,000. So is so is Embrace Pet Ins. worth it ......dah... That would be a resounding YES! I tell everyone I meet who has a dog or cat about Embrace, I think some people actually think I work for Embrace. I don't work for Embrace but they do work for me and I so appreciate it.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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