Embrace | Pet Insurance Review

my dog daisy saved my life, literally, so she is very special to me. when i shopped around for pet insurance i was a bit skeptical. Embrace has made a believer out of me. fast personal attention, quick service, friendly, caring and lightning speed processing of claims! if you dont insure your loving pet with Embrace you are wasting your time and your money! thanks to the Embrace team you rock!

I have made several claims on different dogs and so far they have found a way to deny each one.

I am very pleased with my Embrace Policy. They respond quickly and cover some things I did not think they would. Overall, I recommend Embrace for your pet with an excellent review.

Our 5 year old German Shepherd Otto was diagnosed with adenocarcinoma in August 2013. Just the initial surgery to remove the tumor and submit it for a histopathology and then follow up xrays, blood and ultrasounds when it came back positive ran us over $1000. This did not include the cost of the evaluation with a specialist and subsequent chemo treatments at nearly $900 a visit. Two things made this possible-a special credit card for medical expenses that includes pet expenses and our Embrace pet insurance. As an insurance agent, I am familiar with the jargon, exclusions, and the need to jump through hoops for a claim to be paid. However, with Embrace, it was simple--1 form completed by the vet and the receipt with details of the services. That was IT! Embrace allowed us to use a credit card (something we try to avoid) to pay the initial bills and then with the reimbursements, we are paying that balance down in significant payments. It has meant everything to us to be able to treat Otto without having to stress about how we're going to pay for it. Sure, it's not 100% but its enough that we can manage it. He is worth every penny we've spent and we're hopeful that with continued treatment and management, we'll have him with us a few more years. Additionally, the staff that handle the claim respond quickly to inquiries and we are regularly kept informed of the claim process. I'm so glad we chose Embrace for our pups. Thank you!

They have done a great job getting precertifications done, and the response from the employees has been nothing but wonderful.It would be nice if the claim approval was a little faster. It takes about a month to see the approval for claims come through.