Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Patricia Castro

Embrace is #1 In Pet Insurance For Us

After many years of having a pet I have finally found a Pet Insurance Company who allows us to give our pet the best quality of care. I chose the coverage that worked best for our budget, which was reasonable in cost and gives me peace of mind when taking Bella to the vet. Embrace sends out news letters with helpful hints to keep your pet healthy. You can e-mail Embrace with questions and they get right back to you. You can send in your bill and have your refund deposited right into your checking account. Do what I did and give them a call. I am sure you will be very happy with their services as I am.
5

out of 5

POSTED: | BY: Margaret Karg

Embrace is the terrific!

The turnaround for claims is fast and efficient. The personal are warm and helpful. Embrace is always a pleasure to deal with.
5

out of 5

POSTED: | BY: gloria Trail

exceptional insurance

This is the first time we used the insurance, we've had it fo a few years, but hadn't used it. Our dog, molly got hurt and we had to use it, they treated us great, and we were so thankful for the reimbursement, because her bills were quite high, I would definatly recommend this insurance for anyone who loves their fur babys, and I feel the price you pay for this insurance is very reasonable. I will definitely recommend this to family and friends
5

out of 5

POSTED: | BY: Annette Gabel

Quick response, very efficient

My vet and other people have mentioned that they have never heard of Embrace, but I told them I read an online review of pet insurance providers and Embrace was listed as one of the best. Their website is user friendly and they settle claims quickly.
5

out of 5

POSTED: | BY: Suzie Rich

Super Quick Responses

Our two year old Lab/Retriever mix pup had a large growth on her leg, which the vet thought we should have removed & tested. Embrace was so very quick to process our claim and issue an insurance refund - lightening fast! I cannot say enough about the staff's thoroughness with acknowledging, processing & paying the claim. We are so happy we decided to obtain pet insurance through Embrace. We will continue to do so for the life of our wonderful Marley. Thanks!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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