5
out of 5
POSTED: | BY: Jacqueline Simpson
Ahhh. Relax she's covered
Feels so good I know my dog will get the medical attention she needs and money won't be a barrier to her treatment because now I have Pet insurance
4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: JIMMY JAMES
AWESOME!!!
WHEN OUR LITTLE INDY GOT PANCREANTITIS IT SCARED ME AND MY WIFE WE DIDNT WANT TO LOSE OUR LITTLE ONE. IT BECAME APPARENT OF HOW IMPORTANT PET INSURANCE IS. OUR FIRST CLAIM WAS HASSEL FREE! WE DIDNT NEED TO DO ANYTHING. THANK YOU EMBRACE!!!
5
out of 5
POSTED: | BY: Nancy Wilson
Very impressed!
I hope never to be forced into a decision regarding my pet's health because of money, that is why I purchased Embrace Pet Insurance and I am so glad I did! My 4 year old cat (Jethro) fell ill suddenly and had to undergo several thousand dollars worth of tests....all of which was covered per our policy. Our claims were paid in days without issue. I will recommend Embrace to everyone!
5
out of 5
POSTED: | BY: Bradley
Black Lab ACL tear
Embrace is my first experience with a pet insurer and it has been nothing short of exceptional. My 16 month old black lab tore her ACL last month which resulted in surgery and several follow up vet visits. Embrace has honored every claim in a timely fashion with no issue. I highly recommend Embrace and will use it for all future dogs.
5
out of 5
POSTED: | BY: Louisa
Very caring company, great follow through
My dog required double knee surgery. I filled out the pre-certification form and initially my claim was denied as a preexisting condition. The process allows for an appeal which I made with a letter from my vet and my claim was reconsidered and approved. Through the entire process the response from Embrace was very impressive. Each time I sent paperwork I received an email verifying the information had been received and when I should expect a response. Post surgery I was contacted by two different people to make sure I received my payment but more importantly, concerned about the well being and health of my dog. This is hands on customer service at its best. I recommend Embrace to anyone looking for a company that truly believes in their mission and is willing to work closely with each client to help with their specific situation. Lots of companies talk about caring about their customers but Embrace backs it up.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.