Embrace | Pet Insurance Review

I have had Embrace for about 6 months now, ever since I adopted by wonderful Boxer boy. We had a rough go for a few months, trying to determine the cause of his vomiting and very runny stools. After too many late night emergency room visits, internal medicine work-up, blood work, x-rays, ultrasounds, and an endoscopy, we finally found out he has Inflammatory Bowel Disease that requires a special diet and a daily steroid dose. Embrace has helped us all along and has worked with us to get him the best care possible. I stressed a lot in the beginning, not being sure what would be covered under my policy but Embrace has been wonderful and everyone I have interacted with over email or the phone has been caring and professional. I rave about Embrace to every pet parent I meet and would recommend it to anyone looking to choose Pet insurance. It has been the best investment I have made so far in providing the best for my wonderful boxer boy and the best way to go is to get the most benefits possible and the highest reimbursement rate when you buy the policy so that everything that happens after the policy takes into effect is covered and you don't have to have a medical review if you want to increase your benefits and/or reimbursement rate. It is very much worth it in the log run!

First review, even though I've had Embrace for 5 years. Reason I never reviewed? Because I never had any complaints! I still don't!! I have 3 dogs with varying degrees of problems throughout their life. Most recently a MRI, Neurology Consult and 2 ER visits. Paid as expected and quickly. This isn't counting the other two dogs that have also had varying degrees of issues. Another dog had a MRI last year and also a Neurology consult. My third dog had a biopsy not too long ago..again all went as expected, no surprises no games..seriously couldn't ask for more peace of mind. As my dogs age they continue to provide us the service that we need to give our little guys the care they need to life long and happy lives.

Our Ella provided us with a $2,000 ER bill after ingesting about 2 cups of raisins. The clinic faxed their records with the claim form, and Embrace paid most of it within two weeks. Amazingly quick, hassle-free and seamless service!

Adopted a lab mix three months ago and this insurance has been great! Speedy claims process and good reimbursement! We even have a few pre existing conditions but I think they are being very fair about!

I wasn't imagining that pet insurance would cover so much, especially on a large bill that required x-rays, ultrasound, and an overnight stay at the vet on IV for my labrador retriever. It was a hefty, hefty bill, to say the least, and Embrace covered way more than I would have EVER expected. No hassle. Just submitted the claim through my vet, got an e-mail a couple days later that they were reviewing, then shortly after I got an e-mail with the amount they were covering, and very soon after that, a check was in my mailbox. I wish human insurance were like this!