Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tricia

Embrace Gives Me Comfort

I used to be very skeptical about pet insurance, but I will never go without it now that I found Embrace!! My dog had to have a mast cell tumor removed and my claim was processed immediately. I sleep well at night knowing that Embrace has my pet covered with whatever comes our way!
5

out of 5

POSTED: | BY: Jacqueline

Ahhh. Relax she's covered

Feels so good I know my dog will get the medical attention she needs and money won't be a barrier to her treatment because now I have Pet insurance
5

out of 5

POSTED: | BY: JIMMY

AWESOME!!!

WHEN OUR LITTLE INDY GOT PANCREANTITIS IT SCARED ME AND MY WIFE WE DIDNT WANT TO LOSE OUR LITTLE ONE. IT BECAME APPARENT OF HOW IMPORTANT PET INSURANCE IS. OUR FIRST CLAIM WAS HASSEL FREE! WE DIDNT NEED TO DO ANYTHING. THANK YOU EMBRACE!!!
5

out of 5

POSTED: | BY: Nancy

Very impressed!

I hope never to be forced into a decision regarding my pet's health because of money, that is why I purchased Embrace Pet Insurance and I am so glad I did! My 4 year old cat (Jethro) fell ill suddenly and had to undergo several thousand dollars worth of tests....all of which was covered per our policy. Our claims were paid in days without issue. I will recommend Embrace to everyone!
5

out of 5

POSTED: | BY: Bradley

Black Lab ACL tear

Embrace is my first experience with a pet insurer and it has been nothing short of exceptional. My 16 month old black lab tore her ACL last month which resulted in surgery and several follow up vet visits. Embrace has honored every claim in a timely fashion with no issue. I highly recommend Embrace and will use it for all future dogs.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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