4
out of 5
POSTED: | BY: CB
Easy and quick
Embrace is so quick on claim approvals. So helpful every time I call, no automated machines to deal with, just real people who love animals and want to help you.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Tricia
Very easy process, why can't all insurance be this
We have two pets. One has three health issues going on. Embrace has been helpful, quick in responding, and coverage is good. I highly recommend pet insurance WITH Embrace.
5
out of 5
POSTED: | BY: Terilynn
Peace of mind
We have only been with the Embrace family for a few months. They have already reimbursed us for the spay and micro chipping of our Maddy (chihuahua mix) and an emergency surgery two weeks ago! The staff was so helpful and sincere through out this whole situation. We are members for life !!!!!!!!
5
out of 5
POSTED: | BY: Joanne
Excellent Pet Insurance
Excellent Pet Insurance company with unsurpassed customer service. My experience with claim reimbursements have been completed and deposited (via direct deposit) within a few days of my veterinary office visit.Highly recommend to any pet owner seeking medical coverage for their pet, especially with the high cost of veterinary costs in today's marketplace.
My veterinarian's office staff mentioned to me that I was the first of their client's to have Embrace as my dog's medical insurance carrier and now several of their clients have joined in with Embrace as their choice of insurance companies. At their office, Embrace out of all other insurance companies is the most streamlined to work with on behalf of their clients.
5
out of 5
POSTED: | BY: Kristen
Very quick refunds
Embrace has been very good, the turn around for a claim refund is very quick. They cover the actual cost of the treatment rather than an allowance for each service provided.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.