Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,927

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Donna

Excellent Service

I secured Embrace for my now 6 month old puppy and have had two occasions to submit claims. On both occasions communications regarding status were prompt and timely and the claim was paid according to the policy parameters. Customer service staff are knowledgeable and helpful.
5

out of 5

POSTED: | BY: Randy

Processing claims

I wish my own health insurance was as efficient and customer friendly.
5

out of 5

POSTED: | BY: Kira

Great Insurance

Embrace is very responsive with all communication. And has always explained everything to the fullest with claims and refunds. They are not only helpful and thorough but fast! We have never been waiting around for our reimbursement! We were on the fence about insurance and have been nothing but pleased with our decision since we made it! It gives us great peace of mind! We LOVE embrace and tell ALL our friends with pets that's this is the best one to get! I have heard nightmare stories from other people and other companies, but have not had a bad experience yet! We will be embrace customers for as long as we are pet owners!
5

out of 5

POSTED: | BY: Mary

Great

My 6 year old golden has arthritis and adequan injections help her maintain her activity level. She is frisky and playful again. Embrace has help with coverage for these injections. Thank you embrace. Same dog became illl with lethargy vomitting and diarrhea. Embrace provided coverage for this as well. I am very happy with this insurance plan. And would highly recvomended it. They are prompt to reply to claims and courteous
5

out of 5

POSTED: | BY: Bob

No complaints, they paid as agreed

Our first puppy for the family and my first puppy since I left for college. I selected Embrace to insure after comparing with 3 other companies. We insured for accident and illness and also signed up for the Wellness plan. Indie, our mini golden doodle had her first set of shots under the plan. They notified me by email that our Vet filed the claim and they paid as stated. Embrace was proactive. Thank you.
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review