Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Naida

Extremely pleased with coverage and service

Very quick turn-around on reimbursement for my dogs wellness expenses. Good, clear communication is also an added feature. I recommend highly recommend Embrace.
5

out of 5

POSTED: | BY: Lisa

It can't be this easy, can it?

I thought long and hard about the pet insurance I would purchase, and I am happy to say I made the best decision by going with Embrace. Not only was my claim paid in full, but it happened within a week of my dog's visit. I would encourage all pet owners to consider Embrace
5

out of 5

POSTED: | BY: Amy

Embrace is great!

We have been with Embrace for years. Actually, almost from the beginning of the company. The customer service is top notch and we have never had an issue with any claims. It is obvious that the company, from the top down, truly care for animals and their people.
5

out of 5

POSTED: | BY: Valarie

Not a waste of money.

I just recently acquired Embrace Pet Insurance, and had my dog tested for heartworm and had gotten heartworm medication for him. Turn in the claim form and received reimbursement very quickly, they also kept me informed about my claim form and when I could expect reimbursement. I have research various pet insurance companies and I found that Embrace offers different types of coverages and I found that they offer the best program for my pet's needs.
5

out of 5

POSTED: | BY: David

Embrace is Nice

I had banfield before, now came over to embrace. It covers a lot more and doesn't break the bank. thank you embrace!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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