Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Susan

Fast and Hassle-free!!!

I have had Embrace Insurance for one of my dogs and just put my other dog onto the policy. I just went for his annual physical and the payment was sent in full for his visit within one week. The wellness plan is so helpful as it covers so much!! I have had other plans before, but in my opinion, Embrace is far better than my previous plans.
5

out of 5

POSTED: | BY: Iman

Well Worth It

My pet suffers from allergies and seizures. I am recently unemployed and the best decision I made was to up her accident and sickness plan to include wellness. I recently took her in for her yearly physical and vaccines and blood work to check her levels to ensure she is on the right dosage still for seizures and bought her seizure medication and shampoo. My claim came up to 289 dollars and I was reimbursed for all the wellness expenses and my accident and sickness was put towards my deductible. The claim was processed in a timely manner and recently I purchased her heart worm medication and it was fully reimbursed and this was handled within one week. Very pleased with the quick turn around time. And very happy I added wellness to my plan. She is able to receive the help she needs with little financial burden to me, loosing my job recently this is very important to me. Her wellness and health are not burdensome for me at all and I am so thankful for Pet Embrace, I did a lot of research three years ago and am thrilled I made the RIGHT CHOICE! I do tell everyone about Pet Embrace at the dog park and vet's office and my friends and family. Best decision in the world!
5

out of 5

POSTED: | BY: Pam

Another Great Experience

On March 7th our 7 year old Lab had ACL surgery. The first claim went right thru with no problems at all. On May 26 she needed a follow-up with sedation x-rays. The doctors office faxed the forms for us. in less than 7 days our claim was processed and paid. I would recommend this company to anyone who is thinking about getting a four legged family member. this is our second company and this is the best. Previously we had VPI and it was a nightmare .
5

out of 5

POSTED: | BY: Jo Ashburn

Prompt claim processing

My dog had two cracked premolars that necessitated removal and surgery was performed sucessfully. Embrace claim was processed within 5 days of the operation and I am satisfied with the reimbursement process.
4

out of 5

POSTED: | BY: Christina Rinehimer

wellness claim

Wellness claim. It was a prompt experience and I appreciated the email that let me know that you received the info I sent you.
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review