5
out of 5
POSTED: | BY: Jodi
Great Customer Service
We have been with Embrace for about 5 years and have never been disappointed with their fabulous service. This a wonderful company and we couldn't be happier.
4.9
out of 5
Number of reviews 19,930
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Liz
Great choice
We have two new puppies and this wellness plan is great. We took them to the vet on 02/24 and faxed in the claims and they have already been processed and our money will be in our bank account by tomorrow, couldnt ask for more
5
out of 5
POSTED: | BY: Jeff
Never own a large pet without insurance
Embrace has made dealing with our pets illness so much easier it is so hard to deal with a sick pet especially when you have large bills and embrace has been a lifesaver thank you I highly recommend embrace
5
out of 5
POSTED: | BY: Zach
Great Plan and Savings!!
My wife and I were originally skeptical of pet insurance, but Embrace came highly recommended by our vet. The customer service is wonderful and they are very helpful in explaining the process and what needs to happen in order for us to get reimbursed. Our puppy ran into issues with eating things he was not supposed to and we have saved hundreds of dollars on procedures that were covered! In all it's a great plan, especially with a puppy.
5
out of 5
POSTED: | BY: Ashley
Embrace helps through tough times!
Last year, Sophie, my 6 year old Pomeranian started limping right before our big move from Texas to California. Stressed about the move and now worried about my fur-child, I knew Soph needed to be seen immediately! Her regular Vet ensured that it was a luxating patella, which is common in Pomeranians, but to keep an eye if the limping persists. Sure enough, as soon as we arrived to California, it had gotten to the point that Soph wasn't even using her left hind leg at all. I took her in for X-rays and next I'm scheduling Soph for surgery later that week. Everything had happened so fast!
Four months post-surgery - Sophie was doing okay, but still not using her left hind leg. It broke my heart, I just wanted my fur-child back to her happy self. I had Soph taken in for Physical Therapy 2 times a week for 2 months. With a lot of time and a lot of patience, Soph is finally using her left hind leg now.
It has been a long process, but I am thankful Sophie is doing better now. Thanks to Embrace, their insurance coverage has been able to make all of this possible for Sophie!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.