4
out of 5
POSTED: | BY: Chris
Claim
My claim was processed and paid quickly
4.9
out of 5
Number of reviews 20,325
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Dale Schermerhorn
Great experiences!
I have had great experiences with this company! They have been responsive to questions and claims. I feel much more secure in being able to get the treatment I need for my boys because I know it is not going to break the bank. They have a good number of policy choices, and the wellness option is an amazing value. Love this company!
5
out of 5
POSTED: | BY: Linda
best decision I made for my dogs and my pocketbook
Embrace has been entirely cooperative with my claims (which included an expensive TPLO surgery on my dog's left hind leg). They are a wonderful company and I am glad I went with Embrace - highly recommended!
5
out of 5
POSTED: | BY: Brittany
Going to the Vet
Submitting my claim to Embrace was very easy and quick. I only had to wait a few days for my claim to be submitted.
5
out of 5
POSTED: | BY: Alex
Surprised it wasn't a headache
You hear insurance and think nightmare, but working with Embrace was surprisingly easy and their coverage is fair enough. I'd recommend.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.