Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mark

Amazing service

In a day when unmanned systems deliver results at the speed of smell, it's a genuine pleasure to work with Embrace. Fast service, complete and clear explanations, and prompt payment. I only wish I had that quality of experience with my (human) medical insurance
5

out of 5

POSTED: | BY: Mel

Once again, Embrace came through for us.

This was the second time we filed for reimbursement through Embrace. As was the case two years ago, they responded quickly, communicated well through the process, and paid us an amount that was more than fair. I would recommend them to anyone.
5

out of 5

POSTED: | BY: Meg

Embrace is dependable pet insurance

Being a first time dog owner and buying pet insurance was new to me. I saved my receipts for a year and went to file them, I realized I was supposed to be doing it individually. Embrace reviewed my claim promptly , still considered them and wrapped up pretty fast. To my relief they are efficient and honorable. I am grateful and in the future, I will file claims promptly. Fortunately, most of my bills have been preventive medicals but I know I feel if I ever had a serious medical issues, Embrace would be on team "Popeye", my bet. Thanks
5

out of 5

POSTED: | BY: Sue

Embrace gives peace of mind that I can provide med

Embrace makes it easy to place claims. I never have to worry how long it will take to be reimbursed for future services. Emrace staff is knowledgable and friendly, always helpful
1

out of 5

POSTED: | BY: Tamara

do not go there

I had insurance. My credit card did not go through so they told me about it. I gave them another one, went in the hospital. Come to find out three months later when I went to send my bills in for the last several months, they said that they cancelled my policy due to nonpayment. No one ever contacted me to tell me my credit card did not go through. Credit cards are declined every day for one reason or another. It was their responsibility to contact me when they cancelled my policy. They cancelled my coverage with no contact. FRAUD
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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