5
out of 5
POSTED: | BY: Melody
AMAZING!
If you are looking for pet insurance, go with Embrace. THE BEST! So fast, so convenient, and everyone is so friendly and helpful!
4.9
out of 5
Number of reviews 19,930
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Nora
Excellent
I have a 6 years old mix breed chihuahua who suddenly became ill. She had blood in her stool and urine and we immediately went to the vet to have her checked. After testing her urine and blood and four different medication to battle other possible bacteria and infection, the vet came to the conclusion that it was UTI. After spending $575 and submitting my claim the same day, I was amazed to receive my reimbursement within a week's time. Thank you Embrace for your speedy process in handling my claim.
5
out of 5
POSTED: | BY: Joe
Great service for over 7 years
We have had Embrace for our dog for almost 8 years now. Luckily, for most of the time we haven't needed to use the insurance. However, on the couple of occasions that we have needed treatment, Embrace has been great. Most recently, we had to try to identify why our dog had an unusual appetite. He was always begging for food and drinking excessive amounts of water. We worked with our vet to determine a cause and Embrace covered us every step of the way. We now have our dog on medication that has helped tremendously. Embrace was quick to review and approve the necessary procedures and medication during this process!
5
out of 5
POSTED: | BY: Ivan
Ligament tear - solved
This company just delivered a 3000 usd payment in accordance with the terms of the insurance policy and within a couple of weeks since the invoice was presented to them. It is important to know insurance policies have limits and exclusions and I am not sure whether my policy is the best one compared to other companies. however, I am pleased with the handling of my claim and the level of information offered through the process
1
out of 5
POSTED: | BY: Bob
My Embrace policy is a waste of money
My dog recently caught an intestinal parasite while at a boarding facility and became very sick. Embrace declined coverage of his treatments because he had diarrhea 2 years ago and is considered a pre-existing condition. So any illness he develops that has diarrhea symptoms will not be covered because he had diarrhea on occasion 2 years ago? This policy is a waste of money and I am going to cancel it.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.