Embrace | Pet Insurance Review

Being that my bet recommended embrace to me, I actually thought it would be worth the $70+ a month to have my dog insured. But after months of filing claims and appeals, I can honestly say that nobody should use this company. Even after my vet contacted embrace for us to elaborate on my dogs condition because the claim forms are not nearly specific enough, we have yet to receive any reimbursement. I will be contacting my lawyer that is how displeased I am with embrace pet insurance. I feel like I've been robbed.

My 7 year old Dalmatian was having trouble urinating, and when she did go, it was grossly bloody. My home vet thought it was a urine infection, but after a treatment she suspected stones. I brought the dog for X-rays, and sure enough over 100 stones. She had the surgery that same day and had to stay 2 nights. When I was given an estimate of the cost I told them I had Embrace, and sure enough they had literature there. My other Dal had ACL repair and it was covered without incident. Guess what, so was this one. No issues, no problems. I love this company. To file a claim is easy, the people are nice, and I no longer worry if something big happens. Twice now I have been extremely satisfied and impressed.

Everyting about Embrace is great so far. Very easy to complete the forms. Turn around time for reimbursement is better then expected. Love the email notification when the claim is received/processed. Just got the notifcation that my policy expires and it will be renewed if I do nothing. Great - I like doing nothing ☺

Beggar, my 9 year old lab mix ended up in the icu with diabetic ketoacidosis and a bladder infection. The customer service has been outstanding. I was reimbursed quickly with no hassle.

They have been great about coverage and accepted my dog who was around 7 at the time. This time was an emergency vet visit when she hurt her paw. The only problem was I had a lump removed during my trial period which turned out to be a mast cell tumor so no cancer items are covered. Learn from my mistake and get the insurance before you need it! They more than made up for it by covering my dogs acl surgery! Great company!!!