5
out of 5
POSTED: | BY: Kalia
Excellent Service
They have been fantastic! My dog has a sensitive stomach and allergies so we are at the vet a bit more then normal.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: KATHY
Exceeding my expectations with every contact
I am the proud mommy of two adorable 8month old teenage cats. I adopted them in Feb. 2015, after having lost my best furry friend 3days before Christmas just a few months prior to kidney failure. I thought about health insurance before, and can't help wondering if poor Squeakers may have had a different outcome. So, even though I live on nothing but social security, insurance for my new babies was decided a necessity. I couldn't be more pleased. For my well visit, I scheduled for the first day I received my check, submitted my paperwork, and received a direct deposit in less than 10 days! That allows me to "borrow" bill money for end of month bills, or (end of month food money) with the comfort that processing and deposit will allow for them to get paid. THAT is an added comfort I could only have hoped for!
1
out of 5
POSTED: | BY: sara
big disappointment
i filed two claims and they were not valid. i took my dog in for a routine shot and some other issues that were totally unrelated to anything she has ever had before but my claims were denied because she had had an ear infection when she was very young. unrelated. and yet ridiculous. i feel duped and like i wasted a lot of money with your company
5
out of 5
POSTED: | BY: Natalia
Greatest insurance for pets
Unfortunately my Great Dane had too many problems, but I'm so fornunate to have this insurance. Great customer service, fast reimbursement. I have them for 6 years, my other pet insurance company was very difficult to work with.
5
out of 5
POSTED: | BY: Darren
Good Choice
Took both my cats to the vet and Embrace was fast and efficient at processing my wellness claims for them. Luckily, I haven't had to use the accident or sickness part of the insurance yet but no doubt it will be a similar experience.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.