5
out of 5
POSTED: | BY: Leroy
This insurance is the best way to go
Since I got this insurance I can sleep at night with no worries about my dog getting sick and what am I going to do, Thanks Embrace.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jen
Effortless!!
I really can't say enough about Embrace and their staff. Every time I call, I am met with friendly staff who answer my questions with ease. The website is also so convenient. I submitted a claim for my pups wellness plan just last week and have already been reimbursed - this took less than a week! Not only was this quick, but a couple of the items on the invoice actually met criteria for his illness plan - ear infection - so they applied that portion toward the deductible on his accident/illness plan. Embrace could not make this any easier. Best choice EVER for pet health insurance!!
5
out of 5
POSTED: | BY: Iman
Blessing in difficult times
Being unemployed and living paycheck to paycheck it is a huge blessing to have pet insurance that is affordable and with a great company that handles timely refunds!!! The biggest blessing and smartest thing I ever did is get pet insurance when my dog was a puppy. From eating a remote control, to developing allergies as she grew older to developing seizures her monthly cost added up. In between jobs this reduces a great deal of stress and makes me happy knowing I can still manage to get her health care needs taken care of. The refund timing is always quick and I recently did increase her to the wellness coverage and it is still affordable!!! Such a blessing and so blessed to have found Pet Embrace Health Insurance!
5
out of 5
POSTED: | BY: Lisa
Excellent customer service. Fast and efficient
Great insurance plan. All me claims were processed quickly without a hassle.
5
out of 5
POSTED: | BY: Mary
Get it and recommend it to all pet owners
Embrace is the best pet insurance company out there! Their staff is well trained and they process claims expediently (if only the vet's office would do their job faster). I have a Chinese Crested who has been terribly problematic with multiple health issues. Thanks to Embrace, I did not have to make that terrible decision to put him down from the time he was a 9-week old puppy to present day.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.