5
out of 5
POSTED: | BY: Eva Mollinedo
quick claim
I could not ask for better service or easier claim management.
4.9
out of 5
Number of reviews 20,319
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Emma
My dog has better insurance than I do
Investing in pet insurance was one of the best decisions I've ever made, and going with Embrace was an even better one. Their process is easy, and they've made continual strides to make it even easier. You can check information online and email in claims instead of being confined to faces or snail mail. With a very few exceptions, my experience with their customoer care reps have been impeccable. You know how with human insurance companies you kind of feel like they're out to make money off you so they make things as confusing and roundabout as possible? Yeah, embrace doesn't do that. They're great about helping quickly and efficiently, and every claim I've ever made has been covered. I recommend them to other pet owners all the time!
5
out of 5
POSTED: | BY: Dawn
A Great Company
While researching pet insurance companies, almost everyone had bad reviews. Most had very specific dollar amounts for each service. Living in Boston area I knew my bills would be more for my purebred puppy. So far, they have paid our the wellness visits within a week! Not sure when she gets sick as she hasn't been yet but they have impressed me. I had called customer service twice with questions. Both times very professional and answered well. I do recommend. May cost a little more but you get what you pay for!
5
out of 5
POSTED: | BY: Marsha Perkett
Extremely pleased with Embrace.
My veterinarian (Dr. Kristin Sulis) recommended Embrace and I am so happy that I took her recommendation. I always receive a timely response and payment. My sweet dog Muppet has quite a serious illness and I don't know what I would do without Embrace. Thank you to all there for your prompt replies to questions and claims.
5
out of 5
POSTED: | BY: lorie guilford
I'M VERY HAPPY TO GET REIMBURSED.
mY DOG NEEDED TEETH CLEANING AND TWO PULLED TEETH. i WAS HAPPY TO GET 90% reimbursement.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.