4
out of 5
POSTED: | BY: CA
Very efficient
They have a great process.no hassles. Dealt with claim per letter of policy. No issues
4.9
out of 5
Number of reviews 20,319
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: oscar
GREAT COMPANY
My Oscar has pemphigus and pyoderma but with Embrace Insurance I feel like I'm not going though this alone. They have paid every claim and in a timely manner.
1
out of 5
POSTED: | BY: Karen
Reimbursement? What Reimbursement??
After paying $100 per month to insure 2 dogs, finally made a large claim after my Great Dane was bitten by a Poisonous Spider. Bills totaled around $1000. Filled all of my claims and Presto - found out the 80% reimbursement rate was a TOTAL JOKE!!! Got back $151.07! WHAT???? Oh I forgot, $500 deductible and we don't cover this or that. Am currently shopping for better Pet Insurance that actually covers my pets!!! What a Joke.
5
out of 5
POSTED: | BY: Stacy K
Thrilled with Embrace! Thank you!
My 7.5 year old Lucy had a bad cruciate tear that came out of no where and it was heart wrenching to see her hop around on three legs. We tried therapy, laser, medication and surgery was our last resort. Thankfully we had both Wellness and Sickness on our policy. Both my husband and I were thrilled with the insurance coverage. Our bills were about $4000 and we were covered at 80%. I called Embrace prior to the surgery and they reviewed my coverage and I was so relieved that I had taken it out. It took less then two weeks for my reimbursement. I highly recommend this coverage and I know that my three babies Lucy, Bella and Tiger are in good hands!
5
out of 5
POSTED: | BY: Brice Sumpter
Saved my Dog
I have only had embrace for about 2 years and my poodle had a sudden issue with his back where he became paralized. The surgery was much too expensive to pay out of pocket. Embrace covered nearly the entire bill and our pup is well again. We wouldn't have been able to do it without insurance.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.