Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,319

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jeff Lanfear

HE CAN SEE!!!

My newest buddy can see! Sure the doctor had a lot to do with that. But none of it would have been possible without the help of Embrace. Let me say that again, NONE of it would have been possible without the help of Embrace! From his referral to an eye specialist, to his initial exam, the follow ups, and ultimately a costly eye surgery, Embrace was/is there! Promptly reviewing the claims and issuing reimbursement checks made it possible for me to give this dog what he deserves...the BEST!
5

out of 5

POSTED: | BY: Karma

Great experience with Embrace!

We sumitted two claims to embrace for our dog wo was quite sick. Finally we got a good diagnosis and our dog is now doing well. Embrace asked for more information on our dog's records from our vet, which were immediately provided. Our claims were processed quickly and efficiently. We received two checks from Embrace and we are now finished. They were excellent and quick to help us. We really appreciate all the help!
5

out of 5

POSTED: | BY: Deb Jankowski

Smooth Sailing

I provided the claim form to my vet. They faxed it in. Within 10 days, I had a check for my share. Worked perfectly, as far as I was concerned. Also good communication from the assistors - sending me email telling me where my claim was, and checking on if I received my check. Highly recommend.
5

out of 5

POSTED: | BY: Meaghan

Easy Site & Best Staff

I am so happy I went back to Embrace pet insurance. Their website is so helpful and easy to use. They email you when they receive the claim and when the claim is processed. When I called in the staff was so helpful and offered me the most discounts possible. She was so patient and kind and I felt like she was on my team. We picked out a great wellness plan which most insurances don't offer as well as the perfect injury/illness plan. Best part, I can scan and email my claim immediately so everything is quick. It literally took then less than a week to process my claim. They're the best to work with!
5

out of 5

POSTED: | BY: Eileen G

Great Pet Insurance

We checked out plenty of pet insurances and chose Embrace and we are so happy with our choice. We only chose to cover accidents and illnesses and it has been a lifesaver. For what we are paying each month, it has been worth it. We submit a claim, we're notified that it's under review and they have covered every claim we have submitted so far. Great monthly premium plus great service equals great pet insurance!
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review