5
out of 5
POSTED: | BY: medina
Embrace Rules!!! Very very happy!!!
Fantastic!! The only thing that holds up the refund is a slow vets office. Embrace does it with wonderful grace! Very satisfied
4.9
out of 5
Number of reviews 19,930
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: jeff
Torn ACL
I have a Great Dane that tore his acl. The surgery is expensive, but I didn't have to worry. I had my check from Embrace before I even took him back to check his stitches (two weeks). If you love your dog, you will love Embrace!
5
out of 5
POSTED: | BY: eric
Good company
My claim was handled in a timely manner. Reimbursement came not long after processing of claim.
5
out of 5
POSTED: | BY: Frank
Wellness Care
Filed 3 wellness claims at one time one month before the end of the policy. The claims were processed promptly and I had my reimbursement checks within a couple of weeks. Everything went as advertised.
4
out of 5
POSTED: | BY: Cheryl
couldn't be more pleased
My weimaraner puppy has had some serious intestinal issues which required a complex surgery and some complications afterward. I am very happy with the handling of the claims and the prompt attention and payment, with just one drawback. I believe Embrace's expectations of the veterinarian are unrealistic. To require them to elaborate on treatment when they provide a detailed invoice is taking up their time and costing them money, when they receive no direct benefit from the claim. My fear is that as this happens more and more, my vet will refuse to take the time to do this. Other than that, Embrace has been one of the best decisions I've made.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.