Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kevin

Embrace Has Embraced My Girl

My 4yo English Mastiff had and still has a serious leg injury. Embrace has been fantastic. She has been receiving treatment since 9/17 and I have been sending in claims every few days, it seems. Embrace has been fantastic and the paperwork has been processed very quickly, leaving us out of pocket for a very short time. I bought insurance for my second dog and highly recommend it.
5

out of 5

POSTED: | BY: Jason

Embrace rescues the rescued pup

My dog got terribly sick, he was vomiting every 20 minutes for over 24 hours. Embrace was there to help, filing the claim was simple and quick. Received the reimbursement in short time. A+
5

out of 5

POSTED: | BY: Jennifer

the best service

Filing a claim couldn't be easier (heartworm in this case). They require a minimum of information and process the claim so quickly. There is no nitpicking like for people health insurance. The web portal to check on your claim is very nicely designed. The insurance may not be the cheapest, but it is very comprehensive and no hassle. I would definitely recommend it to pet owners who want to make sure they can take care of their beloved pet.
5

out of 5

POSTED: | BY: Donna

Fantastic

I had just obtained Embrace insurance for my dog when he accidentally swallowed a bone. The company was wonderful the way they handled the claim. I would recommend them to all pet owners. Thank you
5

out of 5

POSTED: | BY: Patricia

Can't thank them enough!

So glad I have Embrace. They have been amazing to deal with and payouts are so quick. There customer service should give other companies lessons on how to do the job. The peace of mind being able to focus the best course of action for my dog not just what I could afford has been priceless. I can't thank them enough love this company!!!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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