Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,318

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michelle

SO worth it!

We signed up for a free 2-month trial through our vet's office at a routine visit. 2 weeks later, our 6-month old puppy fractured her knee while playing! Embrace was so helpful and covered all the costs for her surgery, pre-and post-operative care, and her follow-up X-rays a few weeks later. This was very expensive and had we not had the coverage, we were unsure how we would cover it. I was so impressed that they paid out all the claims and ALL during our Trial period!! We immediately knew we would continue using them for pet insurance and are so glad we did. Highly recommended! And great, prompt, courteous customer service always. Claims are extremely easy to submit too, some of them were also submitting for us directly through our Vet's office or the Vet hospital.
5

out of 5

POSTED: | BY: Lydia

Fantastic

The team at Embrace are amazing. I am so happy that I have them as my Pet insurance carrier. I have a 1 year old pup and she was having some health issues. I took her to our vet and after I scanned and emailed my claim to embrace. They reimbursed me within a few weeks of my visit. They offer direct deposit which is efficient and fast. The customer service team is friendly and knowledgable. It feels good to be in good hands. Thank you Embrace team!
5

out of 5

POSTED: | BY: Eileen Harrington

AMAZING!

I have been so happy with Embrace Pet Insurance...I only wish I'd gotten it sooner for my pets! I recommend them to everybody & can't say enough nice things about this company. :)
5

out of 5

POSTED: | BY: Bob and

Embraced

I don't even know how to put this into words about how good this Pet Insurance Company and the Owner and the people whom work for her are. But my Baby Zeus a 8yr Rottweiler was diagnosed with Bone Cancer and if he was not Embraced with this Health Insurance he would have no chance at all. This company is one of the most outstanding insurance companies I have ever been a client of. I tell everyone of my friends if they love there pets they need this insurance, even my local Vet is now telling his clients about Zeus and Embrace. I can not thank them enough, some of the girls even call to check on Zeus. Talk about kind and loving!
5

out of 5

POSTED: | BY: Bob and

Embraced

I don't even know how to put this into words about how good this Pet Insurance Company and the Owner and the people whom work for her are. But my Baby Zeus a 8yr Rottweiler was diagnosed with Bone Cancer and if he was not Embraced with this Health Insurance he would have no chance at all. This company is one of the most outstanding insurance companies I have ever been a client of. I tell everyone of my friends if they love there pets they need this insurance, even my local Vet is now telling his clients about Zeus and Embrace. I can not thank them enough, some of the girls even call to check on Zeus. Talk about kind and loving!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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