Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,318

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Linda Rarey

This is a great company!

I've been to the vet many times with my 10+ year old Great Pyrenees. My vet is always willing to submit the claims for me with the claim form I left with them. This makes each claim super easy. I'm always reimbursed quickly and without any problems. I'm so glad I started this insurance coverage for my dog when he was a puppy. It is reassuring to know I can take care of Rajah as he ages without astronomical vet bills.
5

out of 5

POSTED: | BY: Christine Iverson

Making the choice between treatment or not.

My dog Lily is a 7 year old very healthy dachshund. Then the unthinkable happened. She started having seizures. Not 1 but several in the span of a week. After seeing my vet she recommended a veterinary neurologist. Which we did see to see if Lily had a brain tumor. In order to check for that she would need an MRI and a spinal tap, with a price tag of between 3 to 5 thousand dollars. Knowing that Embrace had my back, or Lily's made my decision easier because I knew I would be covered. Fortunately, no brain tumor and seizures are under control for now. Thank you Embrace.
5

out of 5

POSTED: | BY: Jenn

Worth every penny!

I have coverage for my dog through Embrace and have nothing but positive things to say. Claims are processed quickly, the coverage is great, and the wellness plan is awesome!
5

out of 5

POSTED: | BY: Mary

Peace of Mind

I learned my leason from a previous dog we had without insurance. When we rescued the new puppy, I decided to get pet insurance. After a lot of research, I decide to go with Embrace. Their customer service reps are very nice and caring. I filed one claimm after my dog eat something he shouldn't have. They send me the check within days of filing the claim. This is the best peace of mind insurance.
5

out of 5

POSTED: | BY: Karen

Great Coverage

We have had a wonderful experience with Embrace. Our last dog cost us a ton of money so with our new puppy we decided we had to have pet insurance. Embrace insurance came with our puppy when we adopted him from Helen Woodward Animal Shelter and we are so glad it did. He just turned 1 and after one visit to the ER we had used up our deductible and got a lot of our money back. Now every time we have to go to the vet for an illness we get a check in the mail after easily submitting a claim. I don't want this year of coverage to end, but feels good to know that each year there is a limit that we will have to pay on vet bills!
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review