Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,940

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Yvette

Superior Service

I appreciate Embrace Pet Insurance superior service and immediate connection to any service and/or issues regarding my service dog, Eve (border collie). As Eve ages (11yo) I count on Embrace to continue any support necessary to extend her life.
5

out of 5

POSTED: | BY: Mary

Catastrophic insurance helping quite a bit

Well, we took a chance on pet insurance a year ago for our two older dogs not realizing that a year later one was diagnosed with Lymphoma and it was aggressive. Our dog is a mixed breed but tough Chow/ Shepherd and she has done so well under treatment once a week that all of the worrying we do seems to not be realized. We got results immediately under chemo and she was back to herself quickly. It is not a cure but having the support of pet insurance through Embrace for a catastrophic illness has taken the edge off. I have followed up on a couple of claims and the answers are really reassuring. The staff at our Vet and the doctor were relieved that we had insurance through Embrace. We are pleased so far.
5

out of 5

POSTED: | BY: Susan

Great delivery of benefits

I have found making claims with Embrace Insurance to be easy and they respond quickly and pleasantly. I usually have a check within one week of my pet being seen for an illness/accident. Very pleased!
5

out of 5

POSTED: | BY: Rachael

Great Coverage for Older Dogs!

I have this insurance for both my pugs, who are 9 and 11. I do like how there is an upfront review of what will and will not be covered due to pre-existing conditions (so I suggest getting insurance right away before any issues arise). I was suprised they offered coverage to my oldest and am grateful they did because they have been covering his cancer treatments with no issues. The process is very easy and I like that you can go online and see the status of your claim. The wellness coverage is great too, I use that every year to cover their teeth cleaning. I highly recommend.
5

out of 5

POSTED: | BY: Chris

Embrace; There When You Need Them

When your dog has cancer, the last thing you want to think about is insurance or anything, really. I was a mess. But Embrace was there! THANK YOU. This company is first class/best in class.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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