5
out of 5
POSTED: | BY: Patricia
My first claim
I am so pleased with the simple method I filed and received my first claim.
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kevin
Embrace Has Embraced My Girl
My 4yo English Mastiff had and still has a serious leg injury. Embrace has been fantastic. She has been receiving treatment since 9/17 and I have been sending in claims every few days, it seems. Embrace has been fantastic and the paperwork has been processed very quickly, leaving us out of pocket for a very short time. I bought insurance for my second dog and highly recommend it.
5
out of 5
POSTED: | BY: Jason
Embrace rescues the rescued pup
My dog got terribly sick, he was vomiting every 20 minutes for over 24 hours. Embrace was there to help, filing the claim was simple and quick. Received the reimbursement in short time. A+
5
out of 5
POSTED: | BY: Jennifer
the best service
Filing a claim couldn't be easier (heartworm in this case). They require a minimum of information and process the claim so quickly. There is no nitpicking like for people health insurance. The web portal to check on your claim is very nicely designed. The insurance may not be the cheapest, but it is very comprehensive and no hassle. I would definitely recommend it to pet owners who want to make sure they can take care of their beloved pet.
5
out of 5
POSTED: | BY: Donna
Fantastic
I had just obtained Embrace insurance for my dog when he accidentally swallowed a bone. The company was wonderful the way they handled the claim. I would recommend them to all pet owners. Thank you
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.