Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,940

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Chun

A step up from other pet insurance

After previously dealing with VPI who rejected numerous claims, Embrace Pet Insurance has been definitely a better experience. Something worth noting, if you have any questions regarding your policy do call them as I failed to receive any responses.
5

out of 5

POSTED: | BY: Jennifer

Thank You

Absolutely the best Peyt Insurance hands down!!!
5

out of 5

POSTED: | BY: Lg

My Dog is Insured and Assured

I decided it was time and worth the cost invovled in getting Archer my beloved pug insurance. I provided his vet clinic a copy of the policy. So far, the claim process has been great, seamless has been described by others. I would agree. I will recommend to a close friend as she needs to get her pooch insured.
5

out of 5

POSTED: | BY: Kathy

Impressed with the speed my claim was processed

After months of research and word of mouth recommendations I chose Embrace and so glad I did. The staff is polite and well equipped to answer my questions no matter what it refers to.
5

out of 5

POSTED: | BY: Nikki

Awesome

Took this insurance out for my lab back when he was a pup. He's now almost 4 and had two major claims already. I cant say enough about Embrace. They are fast to process the claims. I had changed my email a while back and their email bounced back. I was contacted by phone and the young man I spoke to was great, very courteous and pleasant. I would highly recommend Embrace for your 4 legged baby.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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