Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Vicki

Exceptional Service

I was EXTREMELY pleased with the recent reimbursement experience I had with Embrace. Not only were the Staff helpful, friendly and supportive on the phone when I called to ask questions, they were also efficient and VERY prompt in their turnaround to reimbursement me for Claims submitted. Last night, my husband commented when he saw the Embrace reimbursement checks in our daily mail: "Did the Embrace checks come ALREADY? I only mailed them a few DAYS ago!!!" We are obviously delighted with the professional service be have received from this company! A++
5

out of 5

POSTED: | BY: Deborah

Good insurance plans.

Embrace was very helpful and nice about any questions I asked. I have an older cat so I was very thankful I could get some type of insurance on her to help with bills should she ever become ill. Because I believe in doing everything I can to help my cat, as long as I can pay for it!Thanks Embrace, Deborah West
5

out of 5

POSTED: | BY: Lori

Great insurance

I am so happy that we have Embrace. They are prompt, efficient and courteous if you need to call them.
5

out of 5

POSTED: | BY: Mac

Excellent Customer Service

Each time I have submitted a claim I have received the response very quickly and when eligible for a payment it has been processed and mailed within a week. It is also very easy to track the claim status online. I am very pleased with Embrace insurance for my active Labrador puppy.
5

out of 5

POSTED: | BY: Jaqueline

Outstanding customer service!

After having to take our dog to the 24 hour emergency vet due to persistent vomiting and dehydration, which was a scary experience for all, we were relieved by how easy the claim process was with Embrace. Within less than a week of submitting the claim we received our explanation of benefits and reimbursement. Thanks for the prompt service! Layla is well and back to being a little scoundrel
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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