5
out of 5
POSTED: | BY: Toni
Great Company
I have two English Bulldogs -- nuff said! Embrace pays my claims without drama and promptly. I am so greatful I have this insurance.
4.9
out of 5
Number of reviews 19,940
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jenny
Incredible service
My first experience with a pet insurance was complicated and to be honest very stressful. With Embrace is not only simple but they explain everything so carefully it was a joy. Even the emails are friendly and caring. The wellness plan is a plus. Thank you.
5
out of 5
POSTED: | BY: ZS
Relief
When our 1.5 yr old Aby started limping around, (when he moved at all!), not eating & became hot and shaky to the touch my husband and I were terrified. We wanted the best care for him possible and quick. Embraces responsiveness made getting that care promptly a reality. We are so grateful to have our sweet, sassy, playful and HUNGRY Aby back!
5
out of 5
POSTED: | BY: Eric
Excellent insurance plan
Thanks for Embrace to cover my new kitten accidental expense. Very smooth communication and all representatives are very helpful and patient to answer all my questions and concerns.
5
out of 5
POSTED: | BY: Alfred
I couldn't have done it without Embrace!
I can't gush enough about the quality of the service that Embrace provides. Getting a large dog, I made sure that I purchased pet insurance early due to a load of hereditary issues. Unfortunately, Mason presented with epilepsy and has needed multiple hospitalizations and medication changes. Embrace has been with me throughout the entire process and is a literal Godsend! I would never have been able to afford the medications or the hospitalizations without them. They never questioned what was being done for Mason or any other issues. I refer all of my friends with pets to Embrace now and will gladly continue using them for years to come! Thanks!!!
-Alfred
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.