Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,318

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Beatriz

Quick reimbursements

Never had a problem with my claims. They respond as soon as they receive the claim and I have my money back within a couple of weeks. Great insurance! Totally worth it.
5

out of 5

POSTED: | BY: Patrick &

Very pleasant experience, fast claims services

We have to wellness visit a year with our vet for both ofour baby. Claims is very fast and no hassle.
5

out of 5

POSTED: | BY: Patrick &

Exclelent services and fast claims

Very fast claims process, staffs very grind and helpful
5

out of 5

POSTED: | BY: Bridget

Wellness coverage

I submitted a claim for a wellness visit thru my phone and received notice just days later that I will be receiving a check. It was a very easy process.
5

out of 5

POSTED: | BY: Vicki Woodward

Awesome service for our little guy (chihuahua)!

This is only our second year with Embrace. We have had two claims, both claims handled extremely quickly and the coverage was amazing. Our little dog is like one of our kids and having this insurance gives us an enormous amount of peace of mind. The claims were emailed in and we received a notification within hours that the claim was being reviewed and processed. Within 2 weeks we received an email that the claim was processed and we received the covered expenses within days of that email. This service is truly THE BEST. Thank you Embrace !
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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